EML Payments Balance Sheet Health
Financial Health criteria checks 4/6
EML Payments has a total shareholder equity of A$159.0M and total debt of A$85.8M, which brings its debt-to-equity ratio to 54%. Its total assets and total liabilities are A$2.5B and A$2.3B respectively.
Key information
54.0%
Debt to equity ratio
AU$85.82m
Debt
| Interest coverage ratio | n/a |
| Cash | AU$43.06m |
| Equity | AU$159.02m |
| Total liabilities | AU$2.32b |
| Total assets | AU$2.48b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: A8Y1's short term assets (A$1.8B) do not cover its short term liabilities (A$2.3B).
Long Term Liabilities: A8Y1's short term assets (A$1.8B) exceed its long term liabilities (A$27.8M).
Debt to Equity History and Analysis
Debt Level: A8Y1's net debt to equity ratio (26.9%) is considered satisfactory.
Reducing Debt: A8Y1's debt to equity ratio has increased from 10.4% to 54% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable A8Y1 has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: A8Y1 is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by 35.3% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 14:15 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
EML Payments Limited is covered by 10 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Owen Humphries | Canaccord Genuity |
| Edmund Anthony Henning | CLSA |
| Katherine Thompson | Edison Investment Research |