97F Stock Overview

Provides alternative finance services in the United Kingdom and Ireland. More details

97F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	0/6
Financial Health	0/6
Dividends	0/6

Rewards

Revenue is forecast to grow 15.07% per year

Earnings have grown 7.4% per year over the past 5 years

Risk Analysis

Negative shareholders equity

Highly volatile share price over the past 3 months compared to the German market

Does not have a meaningful market cap (€3M)

Has less than 1 year of cash runway

My Notes

Capture your thoughts, links and company narrative

Sancus Lending Group Limited Competitors

XBT Provider

BST:0LNB

€6.1m

DF Deutsche Forfait

XTRA:DFTK

€17.6m

aifinyo

DB:EBEN

€13.3m

FORIS

XTRA:FRS

€12.1m

Price History & Performance

Summary of share price highs, lows and changes for Sancus Lending Group
Historical stock prices
Current Share Price	UK£0.003
52 Week High	UK£0.0045
52 Week Low	UK£0.0005
Beta	0.86
1 Month Change	500.00%
3 Month Change	500.00%
1 Year Change	500.00%
3 Year Change	-85.37%
5 Year Change	n/a
Change since IPO	-88.46%

Recent updates

Shareholder Returns

	97F	DE Diversified Financial	DE Market
7D	0%	0.5%	-0.3%
1Y	500.0%	-13.9%	7.0%

Return vs Industry: 97F exceeded the German Diversified Financial industry which returned -13.9% over the past year.

Return vs Market: 97F exceeded the German Market which returned 7% over the past year.

Price Volatility

Is 97F's price volatile compared to industry and market?
97F volatility
97F Average Weekly Movement	142.0%
Diversified Financial Industry Average Movement	3.7%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.6%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: 97F's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 97F's weekly volatility has increased from 134% to 142% over the past year.

About the Company

Founded	Employees	CEO	Website
2005	30	Rory Jonathan Mepham	www.sancus.com

Sancus Lending Group Limited, together with its subsidiaries, provides alternative finance services in the United Kingdom and Ireland. The company offers property bridging loans and development finance services to developers, professional landlords, and entrepreneurs. It also provides asset backed funding services to private clients, high net worth individuals, institutions, and trusts and family offices.

Sancus Lending Group Limited Fundamentals Summary

How do Sancus Lending Group's earnings and revenue compare to its market cap?
97F fundamental statistics
Market cap	€3.11m
Earnings (TTM)	-€7.80m
Revenue (TTM)	€13.66m

0.2x

P/S Ratio

-0.4x

P/E Ratio

Is 97F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
97F income statement (TTM)
Revenue	UK£11.33m
Cost of Revenue	UK£18.86m
Gross Profit	-UK£7.53m
Other Expenses	-UK£1.06m
Earnings	-UK£6.47m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.011
Gross Margin	-66.44%
Net Profit Margin	-57.08%
Debt/Equity Ratio	-4,498.5%

How did 97F perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 07:53
End of Day Share Price	2024/12/23 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Sancus Lending Group Limited is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Mark Thomas	Edison Investment Research
James Allen	Panmure Liberum
Keith Baird	Panmure Liberum Historic (Panmure Gordon)