Currency Exchange International, Corp.

DB:8YN Stock Report

Market Cap: €100.6m

Currency Exchange International Valuation

Is 8YN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8YN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8YN (€15.6) is trading below our estimate of fair value (€28.35)

Significantly Below Fair Value: 8YN is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8YN?

Key metric: As 8YN is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8YN. This is calculated by dividing 8YN's market cap by their current earnings.
What is 8YN's PE Ratio?
PE Ratio13.8x
EarningsUS$7.60m
Market CapUS$104.71m

Price to Earnings Ratio vs Peers

How does 8YN's PE Ratio compare to its peers?

The above table shows the PE ratio for 8YN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average14x
E4I Multitude
9.5x19.8%€104.6m
OT8 Eleving Group
9.3x29.7%€190.9m
CAG0 Clere
32.6xn/a€91.9m
D77 Neon Equity
4.7xn/a€93.0m
8YN Currency Exchange International
13.8x47.4%€146.4m

Price-To-Earnings vs Peers: 8YN is good value based on its Price-To-Earnings Ratio (13.8x) compared to the peer average (14x).

Price to Earnings Ratio vs Industry

How does 8YN's PE Ratio compare vs other companies in the European Consumer Finance Industry?

1 CompanyPrice / EarningsEstimated GrowthMarket Cap
8YN 13.8xIndustry Avg. 9.2xNo. of Companies5PE0612182430+
1 CompanyEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8YN is expensive based on its Price-To-Earnings Ratio (13.8x) compared to the European Consumer Finance industry average (9.2x).

Price to Earnings Ratio vs Fair Ratio

What is 8YN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8YN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.8x
Fair PE Ratio17.4x

Price-To-Earnings vs Fair Ratio: 8YN is good value based on its Price-To-Earnings Ratio (13.8x) compared to the estimated Fair Price-To-Earnings Ratio (17.4x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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