Currency Exchange International Past Earnings Performance
Past criteria checks 2/6
Currency Exchange International has been growing earnings at an average annual rate of 44.4%, while the Consumer Finance industry saw earnings growing at 17.7% annually. Revenues have been growing at an average rate of 24.1% per year. Currency Exchange International's return on equity is 9.1%, and it has net margins of 8.9%.
Key information
44.4%
Earnings growth rate
44.5%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | 24.1% |
| Return on equity | 9.1% |
| Net Margin | 8.9% |
| Last Earnings Update | 31 Jul 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Currency Exchange International makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Jul 24 | 85 | 8 | 60 | 0 |
| 30 Apr 24 | 85 | 8 | 60 | 0 |
| 31 Jan 24 | 83 | 9 | 59 | 0 |
| 31 Oct 23 | 82 | 10 | 57 | 0 |
| 31 Jul 23 | 79 | 12 | 55 | 0 |
| 30 Apr 23 | 77 | 13 | 52 | 0 |
| 31 Jan 23 | 72 | 12 | 48 | 0 |
| 31 Oct 22 | 67 | 12 | 43 | 0 |
| 31 Jul 22 | 58 | 9 | 39 | 0 |
| 30 Apr 22 | 45 | 4 | 33 | 0 |
| 31 Jan 22 | 38 | 2 | 30 | 0 |
| 31 Oct 21 | 31 | -1 | 27 | 0 |
| 31 Jul 21 | 25 | -6 | 25 | 0 |
| 30 Apr 21 | 21 | -8 | 24 | 0 |
| 31 Jan 21 | 20 | -10 | 24 | 0 |
| 31 Oct 20 | 25 | -9 | 27 | 0 |
| 31 Jul 20 | 32 | -4 | 29 | 0 |
| 30 Apr 20 | 40 | 0 | 33 | 0 |
| 31 Jan 20 | 43 | 3 | 34 | 0 |
| 31 Oct 19 | 42 | 3 | 34 | 0 |
| 31 Jul 19 | 41 | 3 | 33 | 0 |
| 30 Apr 19 | 40 | 4 | 32 | 0 |
| 31 Jan 19 | 39 | 4 | 31 | 0 |
| 31 Oct 18 | 39 | 4 | 29 | 0 |
| 31 Jul 18 | 38 | 5 | 28 | 0 |
| 30 Apr 18 | 37 | 4 | 26 | 0 |
| 31 Jan 18 | 35 | 4 | 24 | 0 |
| 31 Oct 17 | 32 | 4 | 23 | 0 |
| 31 Jul 17 | 31 | 4 | 22 | 0 |
| 30 Apr 17 | 29 | 3 | 21 | 0 |
| 31 Jan 17 | 27 | 3 | 20 | 0 |
| 31 Oct 16 | 27 | 4 | 19 | 0 |
| 31 Jul 16 | 26 | 4 | 18 | 0 |
| 30 Apr 16 | 25 | 4 | 18 | 0 |
| 31 Jan 16 | 24 | 5 | 17 | 0 |
| 31 Oct 15 | 24 | 5 | 16 | 0 |
| 31 Jul 15 | 24 | 4 | 16 | 0 |
| 30 Apr 15 | 24 | 4 | 16 | 0 |
| 31 Jan 15 | 23 | 3 | 18 | 0 |
| 31 Oct 14 | 22 | 3 | 14 | 0 |
Quality Earnings: 8YN has high quality earnings.
Growing Profit Margin: 8YN's current net profit margins (8.9%) are lower than last year (15.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 8YN's earnings have grown significantly by 44.4% per year over the past 5 years.
Accelerating Growth: 8YN's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 8YN had negative earnings growth (-38.1%) over the past year, making it difficult to compare to the Consumer Finance industry average (3.2%).
Return on Equity
High ROE: 8YN's Return on Equity (9.1%) is considered low.