Premia Finance Past Earnings Performance
Past criteria checks 1/6
Premia Finance's earnings have been declining at an average annual rate of -24.1%, while the Consumer Finance industry saw earnings growing at 20.9% annually. Revenues have been declining at an average rate of 4.7% per year. Premia Finance's return on equity is 1.7%, and it has net margins of 0.6%.
Key information
-24.1%
Earnings growth rate
-128.0%
EPS growth rate
| Consumer Finance Industry Growth | 9.8% |
| Revenue growth rate | -4.7% |
| Return on equity | 1.7% |
| Net Margin | 0.6% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Premia Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 6 | 0 | 1 | 0 |
| 31 Mar 24 | 6 | 0 | 1 | 0 |
| 31 Dec 23 | 5 | 0 | 1 | 0 |
| 30 Sep 23 | 6 | 0 | 1 | 0 |
| 30 Jun 23 | 6 | 0 | 1 | 0 |
| 31 Mar 23 | 6 | 0 | 1 | 0 |
| 31 Dec 22 | 6 | 1 | 1 | 0 |
| 30 Sep 22 | 6 | 1 | 1 | 0 |
| 30 Jun 22 | 6 | 1 | 1 | 0 |
| 31 Mar 22 | 5 | 0 | 0 | 0 |
| 31 Dec 21 | 5 | 0 | 0 | 0 |
| 31 Dec 20 | 4 | 0 | 0 | 0 |
| 31 Dec 19 | 2 | 0 | 0 | 0 |
| 31 Dec 18 | 1 | 0 | 0 | 0 |
Quality Earnings: 81U has high quality earnings.
Growing Profit Margin: 81U's current net profit margins (0.6%) are lower than last year (4.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 81U's earnings have declined by 24.1% per year over the past 5 years.
Accelerating Growth: 81U's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 81U had negative earnings growth (-86.8%) over the past year, making it difficult to compare to the Consumer Finance industry average (3.2%).
Return on Equity
High ROE: 81U's Return on Equity (1.7%) is considered low.