Home Capital Group Inc.

DB:7HC Stock Report

Market Cap: €1.2b

This company listing is no longer active

This company may still be operating, however this listing is no longer active. Find out why through their latest events.

Home Capital Group Past Earnings Performance

Past criteria checks 2/6

Home Capital Group has been growing earnings at an average annual rate of 9.6%, while the Diversified Financial industry saw earnings growing at 9.6% annually. Revenues have been growing at an average rate of 6.4% per year. Home Capital Group's return on equity is 10.5%, and it has net margins of 34%.

Key information

9.6%

Earnings growth rate

21.5%

EPS growth rate

Diversified Financial Industry Growth9.1%
Revenue growth rate6.4%
Return on equity10.5%
Net Margin34.0%
Last Earnings Update30 Jun 2023

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Home Capital Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:7HC Revenue, expenses and earnings (CAD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 235131741260
31 Mar 234831571170
31 Dec 224721501170
30 Sep 224901701140
30 Jun 225161931160
31 Mar 225572251160
31 Dec 215832451140
30 Sep 215972471180
30 Jun 216012511110
31 Mar 215572121090
31 Dec 205021761030
30 Sep 204741581030
30 Jun 204431381050
31 Mar 204351361080
31 Dec 194361361100
30 Sep 194201351030
30 Jun 194081281000
31 Mar 19398126950
31 Dec 18398133870
30 Sep 18400127710
30 Jun 18399125790
31 Mar 18240-16920
31 Dec 172848990
30 Sep 17320281200
30 Jun 17364641160
31 Mar 175722411150
31 Dec 165732471160
30 Sep 165792671170
30 Jun 165772731120
31 Mar 165772791030
31 Dec 155742871010
30 Sep 15596313960
30 Jun 15593314970
31 Mar 15588316950
31 Dec 14580313930
30 Sep 145392861000
30 Jun 14523279970
31 Mar 14499267930
31 Dec 13481257900
30 Sep 13463247830
30 Jun 13448238800
31 Mar 13438229780
31 Dec 12423222740
30 Sep 12407213710

Quality Earnings: 7HC has high quality earnings.

Growing Profit Margin: 7HC's current net profit margins (34%) are lower than last year (37.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 7HC's earnings have grown by 9.6% per year over the past 5 years.

Accelerating Growth: 7HC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 7HC had negative earnings growth (-10%) over the past year, making it difficult to compare to the Diversified Financial industry average (-17.6%).

Return on Equity

High ROE: 7HC's Return on Equity (10.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/09/01 02:15
End of Day Share Price 2023/09/01 00:00
Earnings2023/06/30
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Home Capital Group Inc. is covered by 18 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Atul ShahBMO Capital Markets Equity Research
Marco GiurleoCIBC Capital Markets
Adam SeanorClarus Securities Inc.