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Home Capital Group Balance Sheet Health
Financial Health criteria checks 4/6
Home Capital Group has total assets of CA$22.9B and total equity of CA$1.7B. Total deposits are CA$16.1B, and total loans are CA$21.0B earning a Net Interest Margin of 2%. It has insufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are CA$709.2M.
Key information
13.8x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | CA$16.12b |
| Loan to deposit ratio | High |
| Bad loans | 0.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CA$709.19m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 7HC's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: 7HC has a low allowance for bad loans (57%).
Low Risk Liabilities: 76% of 7HC's liabilities are made up of primarily low risk sources of funding.
Loan Level: 7HC has an appropriate level of Loans to Assets ratio (92%).
Low Risk Deposits: 7HC's Loans to Deposits ratio (130%) is high.
Level of Bad Loans: 7HC has an appropriate level of bad loans (0.5%).