NerdWallet Valuation

Is 6OI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 6OI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate 6OI's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate 6OI's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 6OI?

Key metric: As 6OI is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for 6OI. This is calculated by dividing 6OI's market cap by their current revenue.
What is 6OI's PS Ratio?
PS Ratio1.6x
SalesUS$637.50m
Market CapUS$1.03b

Price to Sales Ratio vs Peers

How does 6OI's PS Ratio compare to its peers?

The above table shows the PS ratio for 6OI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1x
OT8 Eleving Group
1.1x6.4%€190.9m
E4I Multitude
0.9x24.0%€103.6m
MLP MLP
0.6x2.3%€642.7m
GLJ Grenke
1.3x14.1%€685.6m
6OI NerdWallet
1.6x8.8%€1.0b

Price-To-Sales vs Peers: 6OI is expensive based on its Price-To-Sales Ratio (1.6x) compared to the peer average (1x).


Price to Sales Ratio vs Industry

How does 6OI's PS Ratio compare vs other companies in the European Consumer Finance Industry?

3 CompaniesPrice / SalesEstimated GrowthMarket Cap
6OI 1.6xIndustry Avg. 1.6xNo. of Companies6PS01.22.43.64.86+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: 6OI is expensive based on its Price-To-Sales Ratio (1.6x) compared to the European Consumer Finance industry average (1.6x).


Price to Sales Ratio vs Fair Ratio

What is 6OI's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

6OI PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio1.6x
Fair PS Ratio3.2x

Price-To-Sales vs Fair Ratio: 6OI is good value based on its Price-To-Sales Ratio (1.6x) compared to the estimated Fair Price-To-Sales Ratio (3.2x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 6OI forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€13.00
€15.65
+20.4%
11.8%€18.42€12.89n/a6
Nov ’25€13.00
€15.65
+20.4%
11.8%€18.42€12.89n/a6
Oct ’25€11.20
€14.91
+33.1%
8.4%€16.43€12.78n/a6
Sep ’25€11.70
€14.91
+27.4%
8.4%€16.43€12.78n/a6
Aug ’25€10.40
€15.60
+50.0%
10.0%€17.61€12.97n/a6
Jul ’25€13.50
€17.14
+26.9%
12.9%€20.57€14.02n/a6
Jun ’25€12.80
€17.14
+33.9%
12.9%€20.57€14.02n/a6
May ’25€11.70
€17.14
+46.5%
12.9%€20.57€14.02n/a6
Apr ’25€13.40
€16.78
+25.2%
12.9%€20.14€13.73n/a6
Mar ’25€15.60
€16.71
+7.1%
16.0%€20.43€12.07n/a6
Feb ’25€14.20
€14.15
-0.3%
21.0%€18.26€9.13n/a6
Jan ’25€13.60
€13.88
+2.1%
24.8%€18.93€9.46n/a6
Dec ’24€11.40
€13.88
+21.8%
24.8%€18.93€9.46€13.006
Nov ’24€10.20
€13.88
+36.1%
24.8%€18.93€9.46€13.006
Oct ’24€8.35
€15.23
+82.4%
20.7%€19.19€10.05€11.206
Sep ’24€8.45
€15.23
+80.3%
20.7%€19.19€10.05€11.706
Aug ’24€9.60
€15.80
+64.5%
19.7%€20.24€11.04€10.406
Jul ’24€8.55
€15.80
+84.7%
19.7%€20.24€11.04€13.506
Jun ’24€8.85
€15.69
+77.3%
18.2%€19.97€10.89€12.807
May ’24€12.10
€18.62
+53.9%
22.6%€24.44€11.77€11.707
Apr ’24€14.62
€19.48
+33.3%
21.4%€25.39€13.17€13.407
Mar ’24€19.02
€18.45
-3.0%
21.0%€25.27€13.10€15.607
Feb ’24€10.86
€16.92
+55.8%
26.6%€24.83€10.51€14.207
Jan ’24€8.62
€16.92
+96.2%
26.6%€24.83€10.51€13.607
Dec ’23€12.28
€17.81
+45.0%
25.3%€25.94€11.97€11.407

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.


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