company background image
46F logo

Regional Management DB:46F Stock Report

Last Price

€31.00

Market Cap

€329.8m

7D

-1.9%

1Y

30.3%

Updated

23 Dec, 2024

Data

Company Financials +

Regional Management Corp.

DB:46F Stock Report

Market Cap: €329.8m

46F Stock Overview

A diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. More details

46F fundamental analysis
Snowflake Score
Valuation4/6
Future Growth4/6
Past Performance1/6
Financial Health2/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Regional Management Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Regional Management
Historical stock prices
Current Share PriceUS$31.00
52 Week HighUS$31.80
52 Week LowUS$19.20
Beta1.52
1 Month Change13.14%
3 Month Change6.16%
1 Year Change30.25%
3 Year Change-38.00%
5 Year Changen/a
Change since IPO28.10%

Recent News & Updates

Recent updates

Shareholder Returns

46FDE Consumer FinanceDE Market
7D-1.9%-3.3%-2.0%
1Y30.3%10.3%6.9%

Return vs Industry: 46F exceeded the German Consumer Finance industry which returned 10.2% over the past year.

Return vs Market: 46F exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is 46F's price volatile compared to industry and market?
46F volatility
46F Average Weekly Movement6.2%
Consumer Finance Industry Average Movement4.5%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 46F has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 46F's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19872,081Rob Beckwww.regionalmanagement.com

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products.

Regional Management Corp. Fundamentals Summary

How do Regional Management's earnings and revenue compare to its market cap?
46F fundamental statistics
Market cap€329.81m
Earnings (TTM)€22.75m
Revenue (TTM)€533.57m

14.5x

P/E Ratio

0.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
46F income statement (TTM)
RevenueUS$556.73m
Cost of RevenueUS$223.46m
Gross ProfitUS$333.27m
Other ExpensesUS$309.53m
EarningsUS$23.74m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.34
Gross Margin59.86%
Net Profit Margin4.26%
Debt/Equity Ratio394.2%

How did 46F perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

48%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 05:52
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Regional Management Corp. is covered by 13 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ChiaveriniBMO Capital Markets Equity Research
David ChiaveriniBMO Capital Markets U.S. (Historical)
Vincent CainticBTIG