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Regional Management DB:46F Stock Report

Last Price

€34.20

Market Cap

€345.4m

7D

-1.7%

1Y

55.5%

Updated

16 Feb, 2025

Data

Company Financials +

Regional Management Corp.

DB:46F Stock Report

Market Cap: €345.4m

46F Stock Overview

A diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. More details

46F fundamental analysis
Snowflake Score
Valuation5/6
Future Growth5/6
Past Performance4/6
Financial Health2/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

Regional Management Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Regional Management
Historical stock prices
Current Share PriceUS$34.20
52 Week HighUS$35.40
52 Week LowUS$20.20
Beta1.48
1 Month Change1.79%
3 Month Change25.74%
1 Year Change55.45%
3 Year Change-25.65%
5 Year Change32.38%
Change since IPO41.32%

Recent News & Updates

Recent updates

Shareholder Returns

46FDE Consumer FinanceDE Market
7D-1.7%1.8%2.7%
1Y55.5%19.2%17.0%

Return vs Industry: 46F exceeded the German Consumer Finance industry which returned 19.2% over the past year.

Return vs Market: 46F exceeded the German Market which returned 17% over the past year.

Price Volatility

Is 46F's price volatile compared to industry and market?
46F volatility
46F Average Weekly Movement5.0%
Consumer Finance Industry Average Movement5.2%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.1%
10% least volatile stocks in DE Market2.5%

Stable Share Price: 46F has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 46F's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19872,081Rob Beckwww.regionalmanagement.com

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products.

Regional Management Corp. Fundamentals Summary

How do Regional Management's earnings and revenue compare to its market cap?
46F fundamental statistics
Market cap€345.43m
Earnings (TTM)€39.29m
Revenue (TTM)€542.82m

8.8x

P/E Ratio

0.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
46F income statement (TTM)
RevenueUS$569.59m
Cost of RevenueUS$212.20m
Gross ProfitUS$357.39m
Other ExpensesUS$316.16m
EarningsUS$41.23m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.12
Gross Margin62.75%
Net Profit Margin7.24%
Debt/Equity Ratio412.2%

How did 46F perform over the long term?

See historical performance and comparison

Dividends

3.3%

Current Dividend Yield

28%

Payout Ratio

Does 46F pay a reliable dividends?

See 46F dividend history and benchmarks
When do you need to buy 46F by to receive an upcoming dividend?
Regional Management dividend dates
Ex Dividend DateFeb 20 2025
Dividend Pay DateMar 13 2025
Days until Ex dividend3 days
Days until Dividend pay date24 days

Does 46F pay a reliable dividends?

See 46F dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/16 23:31
End of Day Share Price 2025/02/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Regional Management Corp. is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David ChiaveriniBMO Capital Markets Equity Research
David ChiaveriniBMO Capital Markets U.S. (Historical)
Vincent CainticBTIG