46F Stock Overview
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
Regional Management Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.00 |
| 52 Week High | US$30.40 |
| 52 Week Low | US$18.90 |
| Beta | 1.47 |
| 1 Month Change | 13.64% |
| 3 Month Change | 14.68% |
| 1 Year Change | 5.93% |
| 3 Year Change | -29.78% |
| 5 Year Change | n/a |
| Change since IPO | 3.31% |
Recent News & Updates
Recent updates
Shareholder Returns
| 46F | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 3.3% | 1.8% | -0.5% |
| 1Y | 5.9% | 4.7% | 2.5% |
Return vs Industry: 46F exceeded the German Consumer Finance industry which returned 4.7% over the past year.
Return vs Market: 46F exceeded the German Market which returned 2.5% over the past year.
Price Volatility
| 46F volatility | |
|---|---|
| 46F Average Weekly Movement | 6.1% |
| Consumer Finance Industry Average Movement | 5.8% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 10.3% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 46F has not had significant price volatility in the past 3 months.
Volatility Over Time: 46F's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 2,081 | Rob Beck | www.regionalmanagement.com |
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products.
Regional Management Corp. Fundamentals Summary
| 46F fundamental statistics | |
|---|---|
| Market cap | €250.43m |
| Earnings (TTM) | €20.88m |
| Revenue (TTM) | €504.07m |
12.4x
P/E Ratio0.5x
P/S RatioIs 46F overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 46F income statement (TTM) | |
|---|---|
| Revenue | US$542.65m |
| Cost of Revenue | US$218.79m |
| Gross Profit | US$323.86m |
| Other Expenses | US$301.39m |
| Earnings | US$22.47m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.28 |
| Gross Margin | 59.68% |
| Net Profit Margin | 4.14% |
| Debt/Equity Ratio | 402.7% |
How did 46F perform over the long term?
See historical performance and comparison