Merchants Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Merchants Bancorp has total assets of $17.8B and total equity of $1.8B. Total deposits are $14.0B, and total loans are $10.7B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $716.5M.
Key information
10x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$13.98b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$716.54m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 3KD's Assets to Equity ratio (10x) is moderate.
Allowance for Bad Loans: 3KD has a low allowance for bad loans (57%).
Low Risk Liabilities: 87% of 3KD's liabilities are made up of primarily low risk sources of funding.
Loan Level: 3KD has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: 3KD's Loans to Deposits ratio (76%) is appropriate.
Level of Bad Loans: 3KD has an appropriate level of bad loans (1.2%).