Credit Acceptance Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

DB:2D5 Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
17 Dec 24	Sell€257,580	Jonathan Lum	Individual	552	€466.63
18 Sep 24	Buy€1,605,185	Prescott General Partners LLC	Company	4,000	€401.56
17 Sep 24	Sell€4,636,680	Prescott General Partners LLC	Company	11,586	€400.20
09 Sep 24	Sell€490,172	Thomas Smith	Individual	1,200	€408.48
07 Aug 24	Sell€861,730	Daniel Ulatowski	Individual	1,995	€433.34
07 Aug 24	Sell€2,196	Daniel Ulatowski	Individual	5	€439.10
25 Mar 24	Sell€127,239,252	Donald A. Foss Trust	Company	241,956	€525.88
02 Feb 24	Sell€268,734	Douglas Busk	Individual	500	€537.47

Insider Trading Volume

Insider Buying: 2D5 insiders have only sold shares in the past 3 months.

Ownership Breakdown

What is the ownership structure of 2D5?
Owner Type	Number of Shares	Ownership Percentage
Public Companies	1,220	0.00987%
State or Government	2,717	0.022%
Hedge Funds	1,552,428	12.6%
Individual Insiders	1,736,791	14.1%
Private Companies	2,545,037	20.6%
Institutions	6,521,512	52.8%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 88.98% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
12.8%	Prescott General Partners LLC	1,552,428	€704.8m	-0.49%	50.55%
10.9%	Donald A. Foss Trust	1,317,688	€598.3m	0%	no data
9.52%	Marital Trust U/A Donald A. Foss Trust	1,152,797	€523.4m	0%	no data
6.59%	Cerity Partners LLC	798,041	€362.3m	0%	0.82%
5.63%	Ruane, Cunniff & Goldfarb L.P.	681,604	€309.5m	-3.85%	4.02%
5.3%	Thomas Smith	641,847	€291.4m	-0.19%	no data
4.48%	Wellington Management Group LLP	542,671	€246.4m	-12.7%	0.04%
3.98%	The Vanguard Group, Inc.	481,694	€218.7m	-0.63%	no data
3.31%	Thomas Tryforos	400,776	€182.0m	0.04%	no data
3.18%	Beck, Mack & Oliver LLC	385,024	€174.8m	6.45%	3.3%
3.16%	Gobi Capital LLC	383,322	€174.0m	2.35%	9.2%
2.84%	Jill Watson	343,381	€155.9m	0%	no data
2.4%	BlackRock, Inc.	290,470	€131.9m	-0.76%	no data
1.88%	Abrams Bison Investments, L.L.C.	228,306	€103.7m	30.5%	4.9%
1.87%	Cantillon Capital Management LLC	227,057	€103.1m	-2.94%	0.63%
1.72%	Smead Capital Management, Inc.	207,828	€94.4m	3.49%	1.45%
1.5%	Dimensional Fund Advisors LP	181,885	€82.6m	1.24%	0.01%
1.4%	Alfreton Capital LLP	170,000	€77.2m	73.2%	32.69%
1.11%	RV Capital AG	134,188	€60.9m	-2.54%	11.75%
1.08%	Kenneth Booth	131,012	€59.5m	0%	no data
0.96%	MIG Capital, LLC	116,491	€52.9m	18.7%	6.61%
0.92%	State Street Global Advisors, Inc.	111,762	€50.7m	-0.53%	no data
0.92%	Geode Capital Management, LLC	111,379	€50.6m	2.32%	no data
0.78%	Charles Schwab Investment Management, Inc.	94,051	€42.7m	24.5%	0.01%
0.76%	HSBC Global Asset Management (UK) Limited	92,081	€41.8m	-0.02%	0.02%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/04 01:21
End of Day Share Price	2025/01/03 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Credit Acceptance Corporation is covered by 18 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
James Fotheringham	BMO Capital Markets Equity Research
Kenneth Bruce	BofA Global Research
Giuliano Anderes Bologna	BTIG