BFF Bank S.p.A.

DB:2BF Stock Report

Market Cap: €1.7b

BFF Bank Past Earnings Performance

Past criteria checks 3/6

BFF Bank has been growing earnings at an average annual rate of 16.1%, while the Diversified Financial industry saw earnings growing at 0.6% annually. Revenues have been growing at an average rate of 20.1% per year. BFF Bank's return on equity is 29.4%, and it has net margins of 50.3%.

Key information

16.1%

Earnings growth rate

14.2%

EPS growth rate

Diversified Financial Industry Growth9.1%
Revenue growth rate20.1%
Return on equity29.4%
Net Margin50.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BFF Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:2BF Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24491247250
30 Jun 245202571540
31 Mar 244101631580
31 Dec 234251721560
30 Sep 234242541530
30 Jun 234232521510
31 Mar 234272491490
31 Dec 224112321490
30 Sep 22382501430
30 Jun 22374441530
31 Mar 22352441580
31 Dec 213131971490
30 Sep 212842751370
30 Jun 212392641130
31 Mar 21218252890
31 Dec 2020891790
30 Sep 2021189890
30 Jun 2021493860
31 Mar 2020895800
31 Dec 1920693800
30 Sep 1920294710
30 Jun 1919489700
31 Mar 1920094660
31 Dec 1819892680
30 Sep 1818385570
30 Jun 1821486550
31 Mar 1817381510
31 Dec 1720196540
30 Sep 1717999460
30 Jun 1717394530
31 Mar 1719891550
31 Dec 1616472490
30 Jun 1615370420
31 Mar 1614571340
31 Dec 1514069370
31 Dec 14218124330
31 Dec 1311149280

Quality Earnings: 2BF has high quality earnings.

Growing Profit Margin: 2BF's current net profit margins (50.3%) are lower than last year (59.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 2BF's earnings have grown by 16.1% per year over the past 5 years.

Accelerating Growth: 2BF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 2BF had negative earnings growth (-3%) over the past year, making it difficult to compare to the Diversified Financial industry average (-11%).

Return on Equity

High ROE: 2BF's Return on Equity (29.4%) is considered high.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/25 00:29
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BFF Bank S.p.A. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Luigi TramontanaBanca Akros S.p.A. (ESN)
Michele BaldelliBNP Paribas Exane
Antonio RealeBofA Global Research