1LFA Stock Overview
Provides online consumer finance services in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
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LexinFintech Holdings Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.20 |
| 52 Week High | US$9.65 |
| 52 Week Low | US$1.40 |
| Beta | 0.63 |
| 1 Month Change | 1.86% |
| 3 Month Change | 47.75% |
| 1 Year Change | 363.28% |
| 3 Year Change | 215.38% |
| 5 Year Change | -3.53% |
| Change since IPO | 5.40% |
Recent News & Updates
Recent updates
Shareholder Returns
| 1LFA | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | -1.2% | 0.06% | -0.5% |
| 1Y | 363.3% | 15.1% | 15.5% |
Return vs Industry: 1LFA exceeded the German Consumer Finance industry which returned 15.1% over the past year.
Return vs Market: 1LFA exceeded the German Market which returned 15.5% over the past year.
Price Volatility
| 1LFA volatility | |
|---|---|
| 1LFA Average Weekly Movement | 15.8% |
| Consumer Finance Industry Average Movement | 4.4% |
| Market Average Movement | 5.3% |
| 10% most volatile stocks in DE Market | 12.0% |
| 10% least volatile stocks in DE Market | 2.8% |
Stable Share Price: 1LFA's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 1LFA's weekly volatility (16%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2013 | 4,268 | Jay Xiao | www.lexin.com |
LexinFintech Holdings Ltd., together with its subsidiaries, provides online consumer finance services in the People’s Republic of China. The company offers Fenqile.com, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms; and Lehua Card for scenario-based lending. It also provides technology-driven platform services for financial institution customers and partners to increase revenues, manage financial risks, improve operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya, a buy-now and pay-later service; and Juzi Licai, an online investment platform.
LexinFintech Holdings Ltd. Fundamentals Summary
| 1LFA fundamental statistics | |
|---|---|
| Market cap | €1.59b |
| Earnings (TTM) | €95.20m |
| Revenue (TTM) | €1.78b |
16.7x
P/E Ratio0.9x
P/S RatioIs 1LFA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 1LFA income statement (TTM) | |
|---|---|
| Revenue | CN¥14.05b |
| Cost of Revenue | CN¥2.06b |
| Gross Profit | CN¥5.78b |
| Other Expenses | CN¥5.03b |
| Earnings | CN¥749.81m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Mar 18, 2025
| Earnings per share (EPS) | 4.56 |
| Gross Margin | 41.11% |
| Net Profit Margin | 5.34% |
| Debt/Equity Ratio | 43.7% |
How did 1LFA perform over the long term?
See historical performance and comparisonDividends
1.2%
Current Dividend Yield21%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/16 11:09 |
| End of Day Share Price | 2025/03/14 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
LexinFintech Holdings Ltd. is covered by 19 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Munyoung Cha | BNP Paribas Securities (Asia) |
| Eddie Leung | BofA Global Research |
| Yada Li | China International Capital Corporation Limited |