St. James's Place plc

DB:1IV Stock Report

Market Cap: €5.2b

St. James's Place Valuation

Is 1IV undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 1IV when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
€23.56
Fair Value
57.6% undervalued intrinsic discount
14
Number of Analysts

Below Fair Value: 1IV (€10) is trading below our estimate of fair value (€23.56)

Significantly Below Fair Value: 1IV is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 1IV?

Key metric: As 1IV is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for 1IV. This is calculated by dividing 1IV's market cap by their current revenue.
What is 1IV's PS Ratio?
PS Ratio0.2x
SalesUK£26.80b
Market CapUK£4.38b

Price to Sales Ratio vs Peers

How does 1IV's PS Ratio compare to its peers?

The above table shows the PS ratio for 1IV vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1.7x
DWS DWS Group GmbH KGaA
2x-4.2%€8.1b
MLP MLP
0.7x2.3%€692.9m
MUX Mutares SE KGaA
0.1x10.8%€538.0m
DBAN Deutsche Beteiligungs
4.2x23.1%€453.2m
1IV St. James's Place
0.2x-83.5%€4.4b

Price-To-Sales vs Peers: 1IV is good value based on its Price-To-Sales Ratio (0.2x) compared to the peer average (1.7x).

Price to Sales Ratio vs Industry

How does 1IV's PS Ratio compare vs other companies in the DE Capital Markets Industry?

27 CompaniesPrice / SalesEstimated GrowthMarket Cap
Industry Avg.2.8x0.7%
1IV St. James's Place
 0.2x-83.5%US$5.35b
DBK Deutsche Bank
1.2x4.2%US$34.03b
MLP MLP
0.7x2.3%US$709.48m
1IV 0.2xIndustry Avg. 2.8xNo. of Companies26PS0612182430+
27 CompaniesEstimated GrowthMarket Cap
Industry Avg.2.8x9.1%
1IV St. James's Place
 0.2x23.6%US$5.35b
No more companies

Price-To-Sales vs Industry: 1IV is good value based on its Price-To-Sales Ratio (0.2x) compared to the German Capital Markets industry average (2.8x).

Price to Sales Ratio vs Fair Ratio

What is 1IV's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

1IV PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.2x
Fair PS Ratio1x

Price-To-Sales vs Fair Ratio: 1IV is good value based on its Price-To-Sales Ratio (0.2x) compared to the estimated Fair Price-To-Sales Ratio (1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 1IV forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€10.00
€11.64
+16.4%
18.3%€16.73€8.84n/a14
Jan ’26€10.47
€11.77
+12.4%
18.4%€16.88€8.92n/a14
Dec ’25€10.82
€10.96
+1.3%
18.1%€16.86€8.31n/a14
Nov ’25€9.77
€10.78
+10.3%
19.1%€16.84€8.30n/a14
Oct ’25€8.82
€10.08
+14.3%
20.7%€16.66€7.85n/a14
Sep ’25€8.55
€9.89
+15.7%
22.1%€16.64€7.37n/a14
Aug ’25€8.07
€9.64
+19.5%
24.8%€16.62€6.23n/a15
Jul ’25€6.46
€8.49
+31.5%
32.1%€16.49€5.30n/a15
Jun ’25€5.93
€8.24
+39.1%
34.2%€16.32€5.25n/a14
May ’25€5.09
€8.39
+64.8%
33.0%€16.36€5.84n/a14
Apr ’25€5.19
€8.39
+61.7%
32.8%€16.34€5.84n/a14
Mar ’25€5.82
€9.30
+59.9%
28.6%€16.35€5.84n/a14
Feb ’25€7.53
€10.71
+42.2%
19.6%€16.43€7.66n/a15
Jan ’25€7.76
€11.58
+49.3%
32.6%€20.93€7.67€10.4715
Dec ’24€7.46
€11.44
+53.4%
32.7%€20.69€7.59€10.8215
Nov ’24€7.29
€11.65
+59.7%
32.6%€20.65€7.57€9.7715
Oct ’24€9.34
€14.84
+58.9%
17.8%€22.73€11.54€8.8216
Sep ’24€10.23
€14.90
+45.8%
17.8%€22.77€11.56€8.5516
Aug ’24€10.83
€15.39
+42.1%
16.7%€22.76€11.55€8.0716
Jul ’24€12.30
€16.82
+36.7%
12.6%€22.68€13.48€6.4617
Jun ’24€13.04
€16.57
+27.1%
12.6%€22.41€13.32€5.9317
May ’24€13.50
€16.32
+20.9%
12.5%€22.10€13.13€5.0916
Apr ’24€13.70
€16.58
+21.0%
12.1%€22.20€13.66€5.1916
Mar ’24€14.50
€16.19
+11.7%
13.4%€21.98€13.00€5.8216
Feb ’24€13.80
€15.94
+15.5%
14.4%€22.20€13.13€7.5316
Jan ’24€12.40
€15.98
+28.8%
16.0%€22.68€11.86€7.7617
Analyst Price Target
Consensus Narrative from 14 Analysts
€12.00
Fair Value
16.7% undervalued intrinsic discount
14
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 01:22
End of Day Share Price 2025/01/10 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

St. James's Place plc is covered by 32 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Larissa van DeventerBarclays
Robert BateBarclays
Peter RichardsonBerenberg