Lufax Holding Balance Sheet Health

Financial Health criteria checks 3/6

Lufax Holding has a total shareholder equity of CN¥86.3B and total debt of CN¥47.3B, which brings its debt-to-equity ratio to 54.8%. Its total assets and total liabilities are CN¥206.4B and CN¥120.1B respectively. Lufax Holding's EBIT is CN¥11.6B making its interest coverage ratio 1.5. It has cash and short-term investments of CN¥57.8B.

Key information

54.8%

Debt to equity ratio

CN¥47.28b

Debt

Interest coverage ratio1.5x
CashCN¥57.82b
EquityCN¥86.34b
Total liabilitiesCN¥120.11b
Total assetsCN¥206.45b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis

Short Term Liabilities: 0VU1's short term assets (CN¥185.4B) exceed its short term liabilities (CN¥7.6B).

Long Term Liabilities: 0VU1's short term assets (CN¥185.4B) exceed its long term liabilities (CN¥112.5B).


Debt to Equity History and Analysis

Debt Level: 0VU1 has more cash than its total debt.

Reducing Debt: 0VU1's debt to equity ratio has increased from 51.9% to 54.8% over the past 5 years.

Debt Coverage: 0VU1's debt is not well covered by operating cash flow (18.4%).

Interest Coverage: 0VU1's interest payments on its debt are not well covered by EBIT (1.5x coverage).


Balance Sheet


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