Advanced Flower Capital Inc.

DB:0FG Stock Report

Market Cap: €183.8m

Advanced Flower Capital Valuation

Is 0FG undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0FG when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0FG (€8.15) is trading below our estimate of fair value (€13.6)

Significantly Below Fair Value: 0FG is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0FG?

Key metric: As 0FG is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0FG. This is calculated by dividing 0FG's market cap by their current earnings.
What is 0FG's PE Ratio?
PE Ratio36.1x
EarningsUS$5.25m
Market CapUS$189.45m

Price to Earnings Ratio vs Peers

How does 0FG's PE Ratio compare to its peers?

The above table shows the PE ratio for 0FG vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average17.5x
BBHK Deutsche Balaton
5.9xn/a€177.5m
MPCK MPC Münchmeyer Petersen Capital
11.7x6.1%€195.6m
BWB Baader Bank
15xn/a€196.2m
RCVR SMG European Recovery SPAC
37.3xn/a€139.4m
0FG Advanced Flower Capital
36.1x32.3%€189.5m

Price-To-Earnings vs Peers: 0FG is expensive based on its Price-To-Earnings Ratio (36.1x) compared to the peer average (17.5x).

Price to Earnings Ratio vs Industry

How does 0FG's PE Ratio compare vs other companies in the Global Mortgage REITs Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
0FG 36.1xIndustry Avg. 10.4xNo. of Companies5PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0FG is expensive based on its Price-To-Earnings Ratio (36.1x) compared to the Global Mortgage REITs industry average (10.4x).

Price to Earnings Ratio vs Fair Ratio

What is 0FG's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0FG PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio36.1x
Fair PE Ratio16x

Price-To-Earnings vs Fair Ratio: 0FG is expensive based on its Price-To-Earnings Ratio (36.1x) compared to the estimated Fair Price-To-Earnings Ratio (16x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0FG forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current€8.15
€12.01
+47.4%
10.8%€13.35€9.54n/a5
Dec ’25€8.95
€11.83
+32.2%
12.0%€13.25€9.47n/a4
Nov ’25€8.80
€11.16
+26.8%
15.7%€12.75€8.20n/a4
Oct ’25€9.00
€10.87
+20.8%
18.0%€12.68€8.15n/a3
Sep ’25€9.25
€11.79
+27.5%
22.6%€14.52€8.16n/a3
Aug ’25€8.15
€12.37
+51.7%
18.7%€14.84€9.27n/a3
Jul ’25€11.10
€12.37
+11.4%
18.7%€14.84€9.27n/a3
Jun ’25€10.50
€12.37
+17.8%
18.7%€14.84€9.27n/a3
May ’25€10.90
€12.81
+17.5%
19.2%€15.00€9.37n/a3
Apr ’25€11.30
€13.42
+18.8%
25.1%€17.39€9.15n/a3
Mar ’25€10.40
€13.53
+30.1%
25.1%€17.53€9.23n/a3
Feb ’25€10.60
€14.25
+34.4%
22.6%€17.46€9.19n/a4
Jan ’25€10.80
€14.25
+31.9%
22.6%€17.46€9.19€8.154
Dec ’24€10.20
€14.54
+42.5%
22.6%€17.82€9.38€8.954
Nov ’24€9.85
€16.32
+65.7%
30.9%€23.32€9.33€8.804
Oct ’24€10.80
€16.32
+51.1%
30.9%€23.32€9.33€9.004
Sep ’24€12.00
€16.09
+34.1%
30.9%€22.99€9.20€9.254
Aug ’24€12.30
€15.50
+26.0%
30.0%€23.06€9.23€8.155
Jul ’24€11.60
€15.50
+33.6%
30.0%€23.06€9.23€11.105
Jun ’24€10.60
€15.50
+46.2%
30.0%€23.06€9.23€10.505
May ’24€10.70
€19.28
+80.2%
24.4%€28.44€13.27€10.906
Apr ’24€10.80
€19.28
+78.5%
24.4%€28.44€13.27€11.306
Mar ’24€14.80
€21.15
+42.9%
19.2%€28.30€15.57€10.406
Feb ’24€14.10
€21.40
+51.8%
17.7%€28.42€15.63€10.607
Jan ’24€14.50
€22.57
+55.7%
16.7%€29.78€17.37€10.807

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/05 22:27
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Advanced Flower Capital Inc. is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Aaron GreyAlliance Global Partners
Merrill RossCompass Point Research & Trading, LLC
John HechtJefferies LLC