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Mastercard IncorporatedXTRA:M4I Stock Report

Market Cap €422.5b
Share Price
€456.55
My Fair Value
n/a
1Y-5.6%
7D-2.1%
Portfolio Value
View

Mastercard Incorporated

XTRA:M4I Stock Report

Market Cap: €422.5b

Mastercard (M4I) Stock Overview

A technology company, provides transaction processing and other payment-related products and services in the United States and internationally. More details

M4I fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance5/6
Financial Health3/6
Dividends0/6

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Mastercard Incorporated Competitors

Price History & Performance

Summary of share price highs, lows and changes for Mastercard
Historical stock prices
Current Share PriceUS$467.45
52 Week HighUS$557.50
52 Week LowUS$403.20
Beta0.87
1 Month Change-2.45%
3 Month Change-7.38%
1 Year Change-5.57%
3 Year Change40.78%
5 Year Change69.37%
Change since IPO535.12%

Recent News & Updates

Recent updates

Shareholder Returns

M4IDE Diversified FinancialDE Market
7D-2.1%-4.3%-1.0%
1Y-5.6%-16.6%12.0%

Return vs Industry: M4I exceeded the German Diversified Financial industry which returned -15.7% over the past year.

Return vs Market: M4I underperformed the German Market which returned 13.2% over the past year.

Price Volatility

Is M4I's price volatile compared to industry and market?
M4I volatility
M4I Average Weekly Movement2.6%
Diversified Financial Industry Average Movement5.9%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.4%

Stable Share Price: M4I has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: M4I's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
196635,300Michael Miebachwww.mastercard.com

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.

Mastercard Incorporated Fundamentals Summary

How do Mastercard's earnings and revenue compare to its market cap?
M4I fundamental statistics
Market cap€422.53b
Earnings (TTM)€12.29b
Revenue (TTM)€27.14b
34.4x
P/E Ratio
15.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
M4I income statement (TTM)
RevenueUS$31.47b
Cost of RevenueUS$0
Gross ProfitUS$31.47b
Other ExpensesUS$17.22b
EarningsUS$14.25b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)15.87
Gross Margin100.00%
Net Profit Margin45.28%
Debt/Equity Ratio239.7%

How did M4I perform over the long term?

See historical performance and comparison

Dividends

0.6%
Current Dividend Yield
19%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/17 18:41
End of Day Share Price 2025/11/17 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Mastercard Incorporated is covered by 65 analysts. 38 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jim MarroneAccountability Research Corporation
Stephen BiggarArgus Research Company
David KoningBaird