Bread Financial Holdings logo
LID logo

Bread Financial HoldingsBST:LID Stock Report

Market Cap €2.9b
Share Price
n/a
1Yn/a
7D0%
Portfolio Value
View

Bread Financial Holdings, Inc.

BST:LID Stock Report

Market Cap: €2.9b

LID Stock Overview

Provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. More details

LID fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance1/6
Financial Health4/6
Dividends2/6

My Notes

Capture your thoughts, links and company narrative

Bread Financial Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bread Financial Holdings
Historical stock prices
Current Share PriceUS$61.08
52 Week HighUS$61.08
52 Week LowUS$41.50
Beta1.96
1 Month Change4.23%
3 Month Change9.62%
1 Year Changen/a
3 Year Change6.90%
5 Year Change-33.61%
Change since IPO-53.76%

Recent News & Updates

Recent updates

Shareholder Returns

LIDDE Consumer FinanceDE Market
7D0%1.3%2.3%
1Yn/a22.4%16.7%

Return vs Industry: Insufficient data to determine how LID performed against the German Consumer Finance industry.

Return vs Market: Insufficient data to determine how LID performed against the German Market.

Price Volatility

Is LID's price volatile compared to industry and market?
LID volatility
LID Average Weekly Movementn/a
Consumer Finance Industry Average Movement4.4%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.3%
10% least volatile stocks in DE Market2.5%

Stable Share Price: LID's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine LID's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
19957,000Ralph Andrettawww.breadfinancial.com

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.

Bread Financial Holdings, Inc. Fundamentals Summary

How do Bread Financial Holdings's earnings and revenue compare to its market cap?
LID fundamental statistics
Market cap€2.88b
Earnings (TTM)€270.32m
Revenue (TTM)€2.37b

10.7x

P/E Ratio

1.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LID income statement (TTM)
RevenueUS$2.44b
Cost of RevenueUS$0
Gross ProfitUS$2.44b
Other ExpensesUS$2.16b
EarningsUS$279.00m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)5.68
Gross Margin100.00%
Net Profit Margin11.43%
Debt/Equity Ratio182.1%

How did LID perform over the long term?

See historical performance and comparison

Dividends

1.4%

Current Dividend Yield

15%

Payout Ratio

Does LID pay a reliable dividends?

See LID dividend history and benchmarks
When do you need to buy LID by to receive an upcoming dividend?
Bread Financial Holdings dividend dates
Ex Dividend DateFeb 14 2025
Dividend Pay DateMar 21 2025
Days until Ex dividend1 day
Days until Dividend pay date36 days

Does LID pay a reliable dividends?

See LID dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/11 16:09
End of Day Share Price 2025/02/03 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bread Financial Holdings, Inc. is covered by 46 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kunaal MaldeAtlantic Equities LLP
Jeffrey MeulerBaird
Darrin PellerBarclays