LID Stock Overview
Provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Bread Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.60 |
| 52 Week High | US$37.60 |
| 52 Week Low | US$26.20 |
| Beta | 1.98 |
| 1 Month Change | 0% |
| 3 Month Change | -7.64% |
| 1 Year Change | n/a |
| 3 Year Change | -53.26% |
| 5 Year Change | n/a |
| Change since IPO | -79.86% |
Recent News & Updates
Recent updates
Shareholder Returns
| LID | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | 0% | 0.9% | -0.3% |
| 1Y | n/a | 7.9% | 4.5% |
Return vs Industry: Insufficient data to determine how LID performed against the German Consumer Finance industry.
Return vs Market: Insufficient data to determine how LID performed against the German Market.
Price Volatility
| LID volatility | |
|---|---|
| LID Average Weekly Movement | n/a |
| Consumer Finance Industry Average Movement | 6.0% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in DE Market | 10.3% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: LID has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine LID's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1995 | 7,500 | Ralph Andretta | www.breadfinancial.com |
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.
Bread Financial Holdings, Inc. Fundamentals Summary
| LID fundamental statistics | |
|---|---|
| Market cap | €1.41b |
| Earnings (TTM) | €513.67m |
| Revenue (TTM) | €2.63b |
2.7x
P/E Ratio0.5x
P/S RatioIs LID overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LID income statement (TTM) | |
|---|---|
| Revenue | US$2.87b |
| Cost of Revenue | US$754.00m |
| Gross Profit | US$2.11b |
| Other Expenses | US$1.55b |
| Earnings | US$559.00m |
Last Reported Earnings
Sep 30, 2023
Next Earnings Date
Jan 25, 2024
| Earnings per share (EPS) | 11.33 |
| Gross Margin | 73.70% |
| Net Profit Margin | 19.50% |
| Debt/Equity Ratio | 147.5% |
How did LID perform over the long term?
See historical performance and comparison