BST:EFS

Stock Analysis Report

Executive Summary

Effecten-Spiegel AG engages in the investment and publishing businesses in Germany and internationally.


Snowflake Analysis

Worrying balance sheet not a dividend payer.

Share Price & News

How has Effecten-Spiegel's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: EFS has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0%

EFS

1.1%

DE Capital Markets

0.2%

DE Market


1 Year Return

1.1%

EFS

34.2%

DE Capital Markets

14.4%

DE Market

Return vs Industry: EFS underperformed the German Capital Markets industry which returned 34.2% over the past year.

Return vs Market: EFS underperformed the German Market which returned 14.4% over the past year.


Shareholder returns

EFSIndustryMarket
7 Day0%1.1%0.2%
30 Day0%16.0%0.9%
90 Day-1.1%26.2%4.6%
1 Year4.3%1.1%37.1%34.2%17.9%14.4%
3 Year18.0%4.4%6.6%-6.1%15.7%5.6%
5 Year42.2%14.1%-17.3%-30.2%23.4%6.5%

Price Volatility Vs. Market

How volatile is Effecten-Spiegel's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Effecten-Spiegel undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether Effecten-Spiegel is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Effecten-Spiegel has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Next Steps

  • Take a look at our analysis of EFS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don’t know where to start, we recommend reading through Effecten-Spiegel regulatory filings.
  • Explore potentially undervalued companies in the Diversified Financials industry.

Future Growth

How is Effecten-Spiegel forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

52.5%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Effecten-Spiegel has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

  • Take a look at our analysis of EFS’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
  • Effecten-Spiegel competitive advantages and company strategy can generally be found in its financial reports archived here.
  • Explore growth companies in the Diversified Financials industry.

Past Performance

How has Effecten-Spiegel performed over the past 5 years?

-63.6%

Last years earnings growth


Earnings and Revenue History

Quality Earnings: EFS has a large one-off loss of €2.8M impacting its December 31 2018 financial results.

Growing Profit Margin: EFS's current net profit margins (10.2%) are lower than last year (24.5%).


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if EFS's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: EFS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: EFS had negative earnings growth (-63.6%) over the past year, making it difficult to compare to the Capital Markets industry average (-2.7%).


Return on Equity

High ROE: EFS's Return on Equity (2%) is considered low.


Return on Assets


Return on Capital Employed


Next Steps

Financial Health

How is Effecten-Spiegel's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: EFS has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if EFS's debt is covered by short term assets.


Financial Institutions Analysis

Asset Level: EFS's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if EFS has a sufficient allowance for bad loans.

Low Risk Liabilities: EFS reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if EFS has an acceptable proportion of non-loan assets held.

Low Risk Deposits: EFS has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if EFS has an appropriate level of bad loans.


Next Steps

Dividend

What is Effecten-Spiegel's current dividend yield, its reliability and sustainability?

3.06%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: EFS's dividend (3.06%) is higher than the bottom 25% of dividend payers in the German market (1.32%).

High Dividend: EFS's dividend (3.06%) is low compared to the top 25% of dividend payers in the German market (3.63%).


Stability and Growth of Payments

Stable Dividend: EFS has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: EFS's dividend payments have increased, but the company has only paid a dividend for 7 years.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

€295k

CEO Compensation


CEO

Marlis Weidtmann 0

€295,000

Compensation

Ms. Marlis Weidtmann serves as Member of the Management Board at Effecten-Spiegel AG. and serves as its Chief Executive Officer. 


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.


Top Shareholders

Company Information

Effecten-Spiegel AG's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Effecten-Spiegel AG
  • Ticker: EFS
  • Exchange: BST
  • Founded:
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: €33.346m
  • Shares outstanding: 1.91m
  • Website: https://www.effecten-spiegel.de

Number of Employees


Location

  • Effecten-Spiegel AG
  • Tiergartenstrasse 17
  • Dusseldorf
  • North Rhine-Westphalia
  • 40237
  • Germany

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
EFSBST (Boerse-Stuttgart)Common StockDEEURApr 1998
EFS3BST (Boerse-Stuttgart)YesNon-Voting Preference StockDEEURApr 1998

Biography

Effecten-Spiegel AG engages in the investment and publishing businesses in Germany and internationally. It also holds investments in other companies. The company is based in Dusseldorf, Germany. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/02/19 22:28
End of Day Share Price2020/02/19 00:00
Earnings2018/12/31
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.