J Trust Past Earnings Performance

Past criteria checks 1/6

J Trust has been growing earnings at an average annual rate of 71.5%, while the Consumer Finance industry saw earnings growing at 20.9% annually. Revenues have been growing at an average rate of 18.8% per year. J Trust's return on equity is 2.3%, and it has net margins of 2.6%.

Key information

71.5%

Earnings growth rate

72.3%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate18.8%
Return on equity2.3%
Net Margin2.6%
Next Earnings Update13 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How J Trust makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BST:4JT Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24126,0573,33833,4900
31 Mar 24119,7447,35332,8440
31 Dec 23114,27916,51331,7430
30 Sep 23110,51618,89132,0610
30 Jun 23102,63717,74231,4720
31 Mar 2396,15718,22029,9180
31 Dec 2282,41912,65026,5670
30 Sep 2268,18110,72124,6810
30 Jun 2255,34610,79421,5320
31 Mar 2243,8094,56818,4520
31 Dec 2142,3253,76918,9050
30 Sep 2124,431-2,74014,0370
30 Jun 2128,465-4,38715,3120
31 Mar 2124,019-8,16215,1440
31 Dec 2032,652-9,45017,2080
31 Dec 1977,867-6,58631,1920
30 Sep 1974,667-35,20430,9690
30 Jun 1975,826-35,21327,8920
31 Mar 1974,935-33,32027,0400
31 Dec 1864,544-31,37025,1190
30 Sep 1871,430-3,07123,9240
30 Jun 1873,302-1,45323,8010
31 Mar 1876,266-1,40723,8770
31 Dec 1786,657-10,21829,0490
30 Sep 1786,3075832,3900
30 Jun 1784,876-7,38739,8570
31 Mar 1785,031-9,87643,4370
31 Dec 1682,800-4,34539,9320
30 Sep 1677,835-11,05740,5970
30 Jun 1676,495-3,63335,6180
31 Mar 1675,478-5,71237,1260
31 Dec 1573,10810,24036,6820
30 Sep 1569,08011,57736,0380
30 Jun 1566,8437,74938,5200
31 Mar 1563,28110,14335,5430
31 Dec 1466,0297,41835,6470
30 Sep 1465,0606,24730,2870
30 Jun 1463,3098,74526,6350
31 Mar 1461,92611,14524,3050
31 Dec 1359,0453,00722,6480

Quality Earnings: 4JT has a large one-off gain of ¥11.3B impacting its last 12 months of financial results to 30th June, 2024.

Growing Profit Margin: 4JT's current net profit margins (2.6%) are lower than last year (17.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 4JT has become profitable over the past 5 years, growing earnings by 71.5% per year.

Accelerating Growth: 4JT's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 4JT had negative earnings growth (-81.2%) over the past year, making it difficult to compare to the Consumer Finance industry average (3.2%).


Return on Equity

High ROE: 4JT's Return on Equity (2.3%) is considered low.


Return on Assets


Return on Capital Employed


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