3ZV logo

Benefit Systems S.A.DB:3ZV Stock Report

Market Cap €3.5b
Share Price
€1.03k
€1.07k
4.1% undervalued intrinsic discount
1Y31.5%
7D9.8%
1D
Portfolio Value
View

Benefit Systems S.A.

DB:3ZV Stock Report

Market Cap: €3.5b

Benefit Systems (3ZV) Stock Overview

Provides non-pay employee benefits solutions in Poland, Czech Republic, Slovakia, Bulgaria, Croatia, and Turkey. More details

3ZV fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance6/6
Financial Health4/6
Dividends0/6

3ZV Community Fair Values

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Benefit Systems S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Benefit Systems
Historical stock prices
Current Share Pricezł1,014.00
52 Week Highzł1,037.00
52 Week Lowzł684.00
Beta0.77
1 Month Change11.80%
3 Month Change10.34%
1 Year Change31.52%
3 Year Change238.00%
5 Year Change398.28%
Change since IPO507.91%

Recent News & Updates

Recent updates

Shareholder Returns

3ZVDE Professional ServicesDE Market
7D9.8%5.4%0.6%
1Y31.5%6.3%0.2%

Return vs Industry: 3ZV exceeded the German Professional Services industry which returned -0.2% over the past year.

Return vs Market: 3ZV exceeded the German Market which returned -0.1% over the past year.

Price Volatility

Is 3ZV's price volatile compared to industry and market?
3ZV volatility
3ZV Average Weekly Movement5.4%
Professional Services Industry Average Movement5.7%
Market Average Movement6.1%
10% most volatile stocks in DE Market13.2%
10% least volatile stocks in DE Market2.7%

Stable Share Price: 3ZV has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: 3ZV's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20003,983n/awww.benefitsystems.pl

Benefit Systems S.A. provides non-pay employee benefits solutions in Poland, Czech Republic, Slovakia, Bulgaria, Croatia, and Turkey. The company offers Multisport card, which provides access to sports facilities; MultiBilet and MultiTeatr for providing solutions for culture and entertainment; MyBenefit platform for distributing sport cards, as well as provides wellbeing services. It also develops MultiLife, an online accessible product engages in promoting employee well-being in the areas of mental health, personal development, healthy eating, and physical activity.

Benefit Systems S.A. Fundamentals Summary

How do Benefit Systems's earnings and revenue compare to its market cap?
3ZV fundamental statistics
Market cap€3.46b
Earnings (TTM)€175.46m
Revenue (TTM)€1.17b
19.7x
P/E Ratio
3.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
3ZV income statement (TTM)
Revenuezł4.95b
Cost of Revenuezł3.22b
Gross Profitzł1.73b
Other Expenseszł987.20m
Earningszł743.72m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Aug 20, 2026

Earnings per share (EPS)225.30
Gross Margin34.94%
Net Profit Margin15.01%
Debt/Equity Ratio50.8%

How did 3ZV perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/21 22:44
End of Day Share Price 2026/05/21 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Benefit Systems S.A. is covered by 11 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Piotr PoniatowskiBiuro maklerskie mBanku
Piotr BoguszErste Group Bank AG
Lukasz JanczakErste Group Bank AG