OM0 Stock Overview
Provides banking products and services to private customers, small and medium-sized enterprises, and agriculture and forestry entrepreneurs in Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Oma Säästöpankki Oyj Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €10.82 |
| 52 Week High | €21.20 |
| 52 Week Low | €10.82 |
| Beta | 0.78 |
| 1 Month Change | -6.40% |
| 3 Month Change | n/a |
| 1 Year Change | n/a |
| 3 Year Change | -32.16% |
| 5 Year Change | n/a |
| Change since IPO | 51.12% |
Recent News & Updates
Recent updates
Shareholder Returns
| OM0 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 0% | -2.0% | -2.6% |
| 1Y | n/a | 19.1% | 6.9% |
Return vs Industry: Insufficient data to determine how OM0 performed against the German Banks industry.
Return vs Market: Insufficient data to determine how OM0 performed against the German Market.
Price Volatility
| OM0 volatility | |
|---|---|
| OM0 Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.2% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: OM0's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: Insufficient data to determine OM0's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 486 | Sarianna Liiri | www.omasp.fi |
Oma Säästöpankki Oyj provides banking products and services to private customers, small and medium-sized enterprises, and agriculture and forestry entrepreneurs in Finland. The company offers current, savings, rent security deposit, ASP, and corporate accounts; time deposits; credit and debit cards; cashier and payment services; invoice and payment transaction services; and money services, corporate netbank, and other digital trading services. It also provides mortgage, student, renovation, business, and car loans; loans to consumer credits and payment cards with credit facilities; bank guarantees; commercial guarantee products; and financial services for financing business and investments.
Oma Säästöpankki Oyj Fundamentals Summary
| OM0 fundamental statistics | |
|---|---|
| Market cap | €341.33m |
| Earnings (TTM) | €69.84m |
| Revenue (TTM) | €189.10m |
4.9x
P/E Ratio0.6x
P/B RatioIs OM0 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OM0 income statement (TTM) | |
|---|---|
| Revenue | €189.10m |
| Cost of Revenue | €0 |
| Gross Profit | €189.10m |
| Other Expenses | €119.26m |
| Earnings | €69.84m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 10, 2025
| Earnings per share (EPS) | 2.11 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.93% |
| Debt/Equity Ratio | 546.7% |
How did OM0 perform over the long term?
See historical performance and comparisonDividends
6.5%
Current Dividend Yield31%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 21:46 |
| End of Day Share Price | 2024/12/12 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Oma Säästöpankki Oyj is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hans Rettedal Christiansen | Danske Bank |
| Sauli Vilen | Inderes Oy |
| Marianne Palmu | Inderes Oy |