M1Z Stock Overview
Provides digital banking platform in Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 6/6 |
| Past Performance | 6/6 |
| Financial Health | 1/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Nu Holdings Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$9.98 |
| 52 Week High | US$15.42 |
| 52 Week Low | US$7.36 |
| Beta | 0.99 |
| 1 Month Change | -25.51% |
| 3 Month Change | -20.28% |
| 1 Year Change | 34.19% |
| 3 Year Change | 23.56% |
| 5 Year Change | n/a |
| Change since IPO | 6.41% |
Recent News & Updates
Recent updates
Shareholder Returns
| M1Z | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -0.05% | -0.5% | -0.3% |
| 1Y | 34.2% | 19.3% | 7.0% |
Return vs Industry: M1Z exceeded the German Banks industry which returned 19.7% over the past year.
Return vs Market: M1Z exceeded the German Market which returned 6.8% over the past year.
Price Volatility
| M1Z volatility | |
|---|---|
| M1Z Average Weekly Movement | 7.1% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.6% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: M1Z's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: M1Z's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2013 | n/a | David Velez-Osomo | www.nubank.com.br |
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, Cayman Islands, Germany, Argentina, the United States, and Uruguay. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Ultraviolet credit and prepaid card, a premium metal credit card for affluent customers; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated mall that enables customers to purchase goods and services from various ecommerce retailers. The company also provides savings solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business prepaid and credit card; and Nu business accounts for entrepreneur customers and their businesses.
Nu Holdings Ltd. Fundamentals Summary
| M1Z fundamental statistics | |
|---|---|
| Market cap | €47.89b |
| Earnings (TTM) | €1.71b |
| Revenue (TTM) | €5.25b |
28.0x
P/E Ratio6.5x
P/B RatioIs M1Z overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| M1Z income statement (TTM) | |
|---|---|
| Revenue | US$5.46b |
| Cost of Revenue | US$0 |
| Gross Profit | US$5.46b |
| Other Expenses | US$3.68b |
| Earnings | US$1.78b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 20, 2025
| Earnings per share (EPS) | 0.37 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.60% |
| Debt/Equity Ratio | 27.8% |
How did M1Z perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 13:22 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Nu Holdings Ltd. is covered by 27 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Coffey | Barclays |
| Rafael Reis | BB Banco de Investimento S.A. |
| Mario Lucio Pierry | BofA Global Research |