Banco de Sabadell Balance Sheet Health
Financial Health criteria checks 4/6
Banco de Sabadell has total assets of €248.5B and total equity of €13.1B. Total deposits are €196.8B, and total loans are €163.4B earning a Net Interest Margin of 1.5%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €43.4B.
Key information
18.9x
Asset to equity ratio
1.5%
Net interest margin
Total deposits | €196.82b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €43.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BDS's Assets to Equity ratio (18.9x) is moderate.
Allowance for Bad Loans: BDS has a low allowance for bad loans (55%).
Low Risk Liabilities: 84% of BDS's liabilities are made up of primarily low risk sources of funding.
Loan Level: BDS has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: BDS's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: BDS has a high level of bad loans (3.3%).