Columbia Financial Balance Sheet Health
Financial Health criteria checks 6/6
Columbia Financial has total assets of $10.6B and total equity of $1.0B. Total deposits are $7.8B, and total loans are $7.8B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $398.8M.
Key information
10.2x
Asset to equity ratio
2.2%
Net interest margin
Total deposits | US$7.83b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$398.82m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 64H's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: 64H has a sufficient allowance for bad loans (242%).
Low Risk Liabilities: 82% of 64H's liabilities are made up of primarily low risk sources of funding.
Loan Level: 64H has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: 64H's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: 64H has an appropriate level of bad loans (0.3%).