XHC Stock Overview
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 6/6 |
Heritage Commerce Corp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$7.65 |
| 52 Week High | US$8.95 |
| 52 Week Low | US$6.10 |
| Beta | 0.89 |
| 1 Month Change | 2.00% |
| 3 Month Change | -12.57% |
| 1 Year Change | 14.18% |
| 3 Year Change | -21.54% |
| 5 Year Change | n/a |
| Change since IPO | 27.50% |
Recent News & Updates
Recent updates
Shareholder Returns
| XHC | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 6.3% | 3.2% | 1.7% |
| 1Y | 14.2% | 28.5% | 2.3% |
Return vs Industry: XHC underperformed the German Banks industry which returned 28.5% over the past year.
Return vs Market: XHC exceeded the German Market which returned 2.3% over the past year.
Price Volatility
| XHC volatility | |
|---|---|
| XHC Average Weekly Movement | 4.0% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.1% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: XHC has not had significant price volatility in the past 3 months.
Volatility Over Time: XHC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1994 | 349 | Clay Jones | www.heritagecommercecorp.com/corporate-profile/default.aspx |
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company’s loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes.
Heritage Commerce Corp Fundamentals Summary
| XHC fundamental statistics | |
|---|---|
| Market cap | €476.71m |
| Earnings (TTM) | €60.07m |
| Revenue (TTM) | €178.49m |
7.8x
P/E Ratio0.7x
P/B RatioIs XHC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| XHC income statement (TTM) | |
|---|---|
| Revenue | US$191.47m |
| Cost of Revenue | US$0 |
| Gross Profit | US$191.47m |
| Other Expenses | US$127.03m |
| Earnings | US$64.44m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.05 |
| Gross Margin | 100.00% |
| Net Profit Margin | 33.66% |
| Debt/Equity Ratio | 5.9% |
How did XHC perform over the long term?
See historical performance and comparison