XHC Stock Overview Operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. More details
Rewards Risk Analysis No risks detected for XHC from our risk checks.
See All Risk Checks Capture your thoughts, links and company narrative
Heritage Commerce Corp Competitors Price History & Performance
Summary of share price highs, lows and changes for Heritage Commerce Historical stock prices Current Share Price US$9.00 52 Week High US$10.50 52 Week Low US$7.05 Beta 0.92 1 Month Change -9.09% 3 Month Change 1.69% 1 Year Change 2.86% 3 Year Change -10.00% 5 Year Change n/a Change since IPO 50.00%
Recent News & Updates Heritage Commerce Corp Announces Departure of Lawrence D. Mcgovern as Executive Vice President
Third quarter dividend of US$0.13 announced Nov 04
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend, Payable on November 21, 2024 Oct 25
Third quarter 2024 earnings released: EPS: US$0.17 (vs US$0.26 in 3Q 2023) Oct 25
New major risk - Revenue and earnings growth Oct 11
Heritage Commerce Corp and Heritage Bank of Commerce Announce the Appointment of Thomas A. Sa as Chief Operating Officer Oct 04 See more updates Heritage Commerce Corp Announces Departure of Lawrence D. Mcgovern as Executive Vice President
Third quarter dividend of US$0.13 announced Nov 04
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend, Payable on November 21, 2024 Oct 25
Third quarter 2024 earnings released: EPS: US$0.17 (vs US$0.26 in 3Q 2023) Oct 25
New major risk - Revenue and earnings growth Oct 11
Heritage Commerce Corp and Heritage Bank of Commerce Announce the Appointment of Thomas A. Sa as Chief Operating Officer Oct 04
Heritage Commerce Corp Announces the Appointment of Thomas A. Sa as Chief Operating Officer Oct 03
Heritage Commerce Corp Announces Board Changes Aug 16
Second quarter dividend of US$0.13 announced Aug 05
New major risk - Revenue and earnings growth Jul 29
Second quarter 2024 earnings released: EPS: US$0.15 (vs US$0.27 in 2Q 2023) Jul 26
Heritage Commerce Corp. Declares Regular Quarterly Cash Dividend, Payable on August 22, 2024 Jul 26
Investor sentiment improves as stock rises 16% Jul 17
First quarter dividend of US$0.13 announced May 01 Heritage Commerce Corp Declares Regular Quarterly Cash Dividend, Payable on May 23, 2024
First quarter 2024 earnings released: EPS: US$0.17 (vs US$0.31 in 1Q 2023) Apr 26
Heritage Commerce Corp, Annual General Meeting, May 23, 2024 Apr 12
Full year 2023 earnings released: EPS: US$1.06 (vs US$1.10 in FY 2022) Mar 12
Fourth quarter dividend of US$0.13 announced Feb 05
Full year 2023 earnings released: EPS: US$1.06 (vs US$1.10 in FY 2022) Jan 26 Heritage Commerce Corp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023
Heritage Commerce Corp Reports Unaudited Net Charges Write Offs for the Third Quarter Ended September 30, 2023 Oct 28
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend, Payable on November 21, 2023 Oct 27
Third quarter 2023 earnings released: EPS: US$0.26 (vs US$0.30 in 3Q 2022) Oct 27
Heritage Commerce Corp Declares Quarterly Cash Dividend, Payable August 24, 2023 Jul 29
Second quarter 2023 earnings released: EPS: US$0.27 (vs US$0.24 in 2Q 2022) Jul 28
Heritage Commerce Corp Announces Retirement of Margo Butsch, Executive Vice President and Chief Credit Officer Jun 16
Investor sentiment improves as stock rises 18% Jun 09
Independent Chairman of the Board recently bought €69k worth of stock May 06
Investor sentiment deteriorates as stock falls 27% Mar 16
Full year 2022 earnings released: EPS: US$1.10 (vs US$0.79 in FY 2021) Mar 14
Independent Director recently sold €101k worth of stock Mar 09
Independent Director recently sold €234k worth of stock Feb 09
Full year 2022 earnings released: EPS: US$1.10 (vs US$0.79 in FY 2021) Jan 28
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend, Payable on February 23, 2023 Jan 27
Independent Director recently bought €87k worth of stock Nov 16
High number of new directors Nov 01
Third quarter 2022 earnings released: EPS: US$0.30 (vs US$0.23 in 3Q 2021) Oct 28
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend to Holders of Common Stock, Payable on November 22, 2022 Oct 28
High number of new directors Oct 02
President recently sold €250k worth of stock Aug 26
Second quarter 2022 earnings released: EPS: US$0.24 (vs US$0.15 in 2Q 2021) Jul 30 Heritage Commerce Corp and Heritage Bank of Commerce Announces Management Changes, Effective September 15, 2022
Executive VP & CFO recently sold €75k worth of stock Jun 07 Heritage Commerce Corp announced that it has received $40 million in funding May 13
First quarter 2022 earnings released: EPS: US$0.21 (vs US$0.19 in 1Q 2021) Apr 30
Heritage Commerce Corp Announces Executive Changes, Effective June 1, 2022 Apr 14
Heritage Commerce Corp, Annual General Meeting, May 26, 2022 Mar 29
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Mar 08
Independent Chairman of the Board recently sold €98k worth of stock Feb 06
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Jan 30
Heritage Commerce Corp Announces the Resignation of Frank G. Bisceglia from the Board of Directors Jan 30
Heritage Commerce Corp Declares Regular Quarterly Cash Dividend, Payable on February 24, 2022 Jan 28
Independent Director recently bought €105k worth of stock Dec 20
Independent Director recently bought €52k worth of stock Nov 07
Third quarter 2021 earnings released: EPS US$0.23 (vs US$0.19 in 3Q 2020) Oct 30
Upcoming dividend of US$0.13 per share Aug 04
Second quarter 2021 earnings released: EPS US$0.15 (vs US$0.18 in 2Q 2020) Jul 23
Independent Director recently sold €43k worth of stock Jun 19
First quarter 2021 earnings released May 11
Upcoming dividend of US$0.13 per share May 05
First quarter 2021 earnings released: EPS US$0.19 (vs US$0.031 in 1Q 2020) Apr 24
Investor sentiment improved over the past week Mar 19 Heritage Commerce Corp and Heritage Bank of Commerce Announce Retirement of Keith Wilton as Chief Executive Officer
New 90-day high: €8.68 Mar 09
Full year 2020 earnings released: EPS US$0.59 (vs US$0.87 in FY 2019) Mar 08
Revenue misses expectations Mar 08
Director recently sold €169k worth of stock Feb 18
Full year 2020 earnings released: EPS US$0.59 (vs US$0.87 in FY 2019) Jan 30
Revenue misses expectations Jan 30
New 90-day high: €7.75 Jan 07
Independent Director recently bought €74k worth of stock Dec 15
New 90-day high: €7.55 Dec 15
New 90-day high: €7.00 Nov 11
Revenue misses expectations Nov 08
Third quarter 2020 earnings released: EPS US$0.19 Nov 08
Third quarter earnings released Oct 24
Third-quarter earnings released: Revenue misses expectations Oct 24
New 90-day high: €6.55 Oct 24
First half earnings released Aug 09 Shareholder Returns XHC DE Banks DE Market 7D -6.3% -2.0% -2.6% 1Y 2.9% 19.1% 6.9%
See full shareholder returns
Return vs Industry: XHC underperformed the German Banks industry which returned 19.2% over the past year.
Return vs Market: XHC underperformed the German Market which returned 6.9% over the past year.
Price Volatility Is XHC's price volatile compared to industry and market? XHC volatility XHC Average Weekly Movement 6.0% Banks Industry Average Movement 3.1% Market Average Movement 4.8% 10% most volatile stocks in DE Market 11.2% 10% least volatile stocks in DE Market 2.4%
Stable Share Price: XHC has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: XHC's weekly volatility (6%) has been stable over the past year.
About the Company Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company’s loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes.
Show more Heritage Commerce Corp Fundamentals Summary How do Heritage Commerce's earnings and revenue compare to its market cap? XHC fundamental statistics Market cap €563.44m Earnings (TTM ) €41.44m Revenue (TTM ) €162.13m
Earnings & Revenue Key profitability statistics from the latest earnings report (TTM) XHC income statement (TTM ) Revenue US$169.17m Cost of Revenue US$0 Gross Profit US$169.17m Other Expenses US$125.94m Earnings US$43.24m
Last Reported Earnings
Sep 30, 2024
Earnings per share (EPS) 0.71 Gross Margin 100.00% Net Profit Margin 25.56% Debt/Equity Ratio 5.8%
How did XHC perform over the long term?
See historical performance and comparison Dividends
5.4% Current Dividend Yield
Company Analysis and Financial Data Status Data Last Updated (UTC time) Company Analysis 2024/12/22 05:59 End of Day Share Price 2024/12/20 00:00 Earnings 2024/09/30 Annual Earnings 2023/12/31
Data Sources The data used in our company analysis is from S&P Global Market Intelligence LLC . The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package Data Timeframe Example US Source * Company Financials 10 years Income statement Cash flow statement Balance sheet Analyst Consensus Estimates +3 years Forecast financials Analyst price targets Market Prices 30 years Stock prices Dividends, Splits and Actions Ownership 10 years Top shareholders Insider trading Management 10 years Leadership team Board of directors Key Developments 10 years
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here .
Analysis Model and Snowflake Details of the analysis model used to generate this report is available on our Github page , we also have guides on how to use our reports and tutorials on Youtube .
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources Heritage Commerce Corp is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst Institution Gary Tenner D.A. Davidson & Co. null null D.A. Davidson & Co. Timothy Coffey FIG Partners
Show 9 more analysts 
