Wintrust Financial Corporation

DB:WF2 Stock Report

Market Cap: €7.9b

Wintrust Financial Past Earnings Performance

Past criteria checks 2/6

Wintrust Financial has been growing earnings at an average annual rate of 16.4%, while the Banks industry saw earnings growing at 18% annually. Revenues have been growing at an average rate of 11.1% per year. Wintrust Financial's return on equity is 9.9%, and it has net margins of 26.8%.

Key information

16.4%

Earnings growth rate

14.4%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate11.1%
Return on equity9.9%
Net Margin26.8%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Wintrust Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:WF2 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,2556051,1760
30 Jun 242,2165991,1540
31 Mar 242,1976021,1360
31 Dec 232,1565951,1110
30 Sep 232,1326161,0900
30 Jun 232,0735951,0600
31 Mar 231,9625351,0330
31 Dec 221,8774821,0250
30 Sep 221,7944361,0080
30 Jun 221,7304029980
31 Mar 221,7344129940
31 Dec 211,7704389980
30 Sep 211,7664419940
30 Jun 211,7364369720
31 Mar 211,6013579470
31 Dec 201,4292728960
30 Sep 201,3792618680
30 Jun 201,3472618480
31 Mar 201,3973218220
31 Dec 191,4083478030
30 Sep 191,3603417730
30 Jun 191,3283347530
31 Mar 191,3163427370
31 Dec 181,2863357190
30 Sep 181,2603247060
30 Jun 181,2102986800
31 Mar 181,1682736590
31 Dec 171,1212486360
30 Sep 171,0972326150
30 Jun 171,0712186050
31 Mar 171,0362025910
31 Dec 161,0091925800
30 Sep 169641735580
30 Jun 169241585460
31 Mar 168981545320
31 Dec 158801465330
30 Sep 158621515130
30 Jun 158441554920
31 Mar 158161504720
31 Dec 147931454570
30 Sep 147731424410
30 Jun 147541384290
31 Mar 147421324230
31 Dec 137271294170

Quality Earnings: WF2 has high quality earnings.

Growing Profit Margin: WF2's current net profit margins (26.8%) are lower than last year (28.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: WF2's earnings have grown by 16.4% per year over the past 5 years.

Accelerating Growth: WF2's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: WF2 had negative earnings growth (-1.8%) over the past year, making it difficult to compare to the Banks industry average (12.6%).

Return on Equity

High ROE: WF2's Return on Equity (9.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 10:14
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Wintrust Financial Corporation is covered by 26 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
Jared ShawBarclays
Benjamin GerlingerCitigroup Inc