Wintrust Financial Balance Sheet Health
Financial Health criteria checks 6/6
Wintrust Financial has total assets of $57.6B and total equity of $5.4B. Total deposits are $46.4B, and total loans are $43.2B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.5B.
Key information
10.6x
Asset to equity ratio
3.7%
Net interest margin
Total deposits | US$46.45b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$2.51b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WF2's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: WF2 has a sufficient allowance for bad loans (235%).
Low Risk Liabilities: 89% of WF2's liabilities are made up of primarily low risk sources of funding.
Loan Level: WF2 has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: WF2's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: WF2 has an appropriate level of bad loans (0.3%).