WB1 Stock Overview
Operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
My Notes
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Westamerica Bancorporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$49.60 |
| 52 Week High | US$54.50 |
| 52 Week Low | US$41.00 |
| Beta | 0.56 |
| 1 Month Change | -7.29% |
| 3 Month Change | 16.98% |
| 1 Year Change | -3.69% |
| 3 Year Change | -1.78% |
| 5 Year Change | -16.64% |
| Change since IPO | 32.62% |
Recent News & Updates
Recent updates
Shareholder Returns
| WB1 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.9% | 1.3% | 0.5% |
| 1Y | -3.7% | 20.2% | 7.2% |
Return vs Industry: WB1 underperformed the German Banks industry which returned 19.4% over the past year.
Return vs Market: WB1 underperformed the German Market which returned 7% over the past year.
Price Volatility
| WB1 volatility | |
|---|---|
| WB1 Average Weekly Movement | 6.4% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.5% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: WB1 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: WB1's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1884 | 641 | David Payne | www.westamerica.com |
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans.
Westamerica Bancorporation Fundamentals Summary
| WB1 fundamental statistics | |
|---|---|
| Market cap | €1.36b |
| Earnings (TTM) | €140.42m |
| Revenue (TTM) | €291.61m |
9.6x
P/E Ratio1.5x
P/B RatioIs WB1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| WB1 income statement (TTM) | |
|---|---|
| Revenue | US$304.04m |
| Cost of Revenue | US$0 |
| Gross Profit | US$304.04m |
| Other Expenses | US$157.64m |
| Earnings | US$146.40m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.49 |
| Gross Margin | 100.00% |
| Net Profit Margin | 48.15% |
| Debt/Equity Ratio | 14.6% |
How did WB1 perform over the long term?
See historical performance and comparisonDividends
3.4%
Current Dividend Yield32%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 20:08 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Westamerica Bancorporation is covered by 18 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Leanne Caravaggio | BMO Capital Markets Equity Research |
| Lana Chan | BMO Capital Markets Equity Research |
| Lana Chan | BMO Capital Markets U.S. (Historical) |