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VEW logo

VersaBank DB:VEW Stock Report

Last Price

€12.70

Market Cap

€335.4m

7D

-13.6%

1Y

36.6%

Updated

22 Dec, 2024

Data

Company Financials +

VEW Stock Overview

Provides various banking products and services in Canada and the United States. More details

VEW fundamental analysis
Snowflake Score
Valuation4/6
Future Growth5/6
Past Performance2/6
Financial Health6/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

VersaBank Competitors

Price History & Performance

Summary of share price highs, lows and changes for VersaBank
Historical stock prices
Current Share PriceCA$12.70
52 Week HighCA$17.30
52 Week LowCA$8.55
Beta1.09
1 Month Change-20.63%
3 Month Change8.55%
1 Year Change36.56%
3 Year Change24.51%
5 Year Change151.49%
Change since IPO184.12%

Recent News & Updates

Recent updates

Shareholder Returns

VEWDE BanksDE Market
7D-13.6%-2.0%-2.6%
1Y36.6%19.1%6.9%

Return vs Industry: VEW exceeded the German Banks industry which returned 19.1% over the past year.

Return vs Market: VEW exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is VEW's price volatile compared to industry and market?
VEW volatility
VEW Average Weekly Movement6.9%
Banks Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.2%
10% least volatile stocks in DE Market2.4%

Stable Share Price: VEW has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: VEW's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1979121David Taylorwww.versabank.com

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products.

VersaBank Fundamentals Summary

How do VersaBank's earnings and revenue compare to its market cap?
VEW fundamental statistics
Market cap€335.39m
Earnings (TTM)€25.85m
Revenue (TTM)€74.63m

13.0x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VEW income statement (TTM)
RevenueCA$111.90m
Cost of RevenueCA$0
Gross ProfitCA$111.90m
Other ExpensesCA$73.14m
EarningsCA$38.76m

Last Reported Earnings

Oct 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.49
Gross Margin100.00%
Net Profit Margin34.64%
Debt/Equity Ratio25.7%

How did VEW perform over the long term?

See historical performance and comparison

Dividends

0.5%

Current Dividend Yield

7%

Payout Ratio

Does VEW pay a reliable dividends?

See VEW dividend history and benchmarks
When do you need to buy VEW by to receive an upcoming dividend?
VersaBank dividend dates
Ex Dividend DateJan 10 2025
Dividend Pay DateJan 31 2025
Days until Ex dividend18 days
Days until Dividend pay date39 days

Does VEW pay a reliable dividends?

See VEW dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 23:57
End of Day Share Price 2024/12/20 00:00
Earnings2024/10/31
Annual Earnings2024/10/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

VersaBank is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Trevor ReynoldsAcumen Capital Finance Partners Limited
Dylan SteuartiA Capital Markets
Timothy SwitzerKeefe, Bruyette, & Woods