VBNK Share Price Performance

VBNK Community Fair Values

AN
AnalystConsensusTarget
Consensus Narrative from 1 Analyst
US Expansion And DDR Launch Poised To Strengthen Future Operations
Key Takeaways VersaBank's U.S. market expansion and strategic partnerships forecast significant revenue growth and enhanced return on equity through increased capital efficiency. Future cost reductions and innovative digital deposit initiatives promise improved net interest margins and profitability.
CA$19.00
FV
16.6% undervalued intrinsic discount
32.46%
Revenue growth p.a.
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Recent VBNK News & Updates

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VersaBank Key Details

Last Reported Earnings

Apr 30, 2025

Next Reporting Earnings

n/a

Earnings per share (EPS): 0.97
Gross Margin: 100.00%
Net Profit Margin: 28.42%
Debt/Equity Ratio: 19.3%

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VersaBank Competitors

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About VBNK

Founded: 1979
Employees: 121
CEO: Susan McGovern
WebsiteView website: www.versabank.com

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial real estate mortgages and loans, public sector, leases, and other financing. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

Canadian Market Performance

7 Days: -1.8%
3 Months: 7.8%
1 Year: 18.5%
Year to Date: 8.6%

Over the last 7 days, the market has dropped 1.8%, driven by declines in every sector, especially the Financials sector. In contrast to the last week, the market is actually up 19% over the past year. As for the next few years, earnings are expected to grow by 12% per annum. Market details ›

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VersaBank Stock Price