Univest Financial Balance Sheet Health
Financial Health criteria checks 6/6
Univest Financial has total assets of $8.2B and total equity of $877.1M. Total deposits are $6.9B, and total loans are $6.6B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $505.3M.
Key information
9.4x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$6.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$505.28m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UVE's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: UVE has a sufficient allowance for bad loans (551%).
Low Risk Liabilities: 94% of UVE's liabilities are made up of primarily low risk sources of funding.
Loan Level: UVE has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: UVE's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: UVE has an appropriate level of bad loans (0.2%).