Standard Bank Group Limited

DB:SKCS Stock Report

Market Cap: €20.5b

Standard Bank Group Balance Sheet Health

Financial Health criteria checks 4/6

Standard Bank Group has total assets of ZAR3,100.3B and total equity of ZAR280.1B. Total deposits are ZAR2,018.4B, and total loans are ZAR1,616.9B.

Key information

11.1x

Asset to equity ratio

n/a

Net interest margin

Total deposits

R2.02t

Loan to deposit ratio

Appropriate

Bad loans

6.2%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

R546.26b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SKCS's Assets to Equity ratio (11.1x) is moderate.

Allowance for Bad Loans: SKCS has a low allowance for bad loans (64%).

Low Risk Liabilities: 72% of SKCS's liabilities are made up of primarily low risk sources of funding.

Loan Level: SKCS has an appropriate level of Loans to Assets ratio (52%).

Low Risk Deposits: SKCS's Loans to Deposits ratio (80%) is appropriate.

Level of Bad Loans: SKCS has a high level of bad loans (6.2%).


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