Skandinaviska Enskilda Banken (DB:SEBA) - Stock Price, News & Analysis

SEBA Stock Overview

Provides corporate, retail, investment, and private banking services. More details

SEBA fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	2/6
Financial Health	5/6
Dividends	5/6

Rewards

Trading at 57.1% below our estimate of its fair value

Risk Analysis

Earnings are forecast to decline by an average of 7.3% per year for the next 3 years

Unstable dividend track record

Skandinaviska Enskilda Banken AB (publ) Competitors

Commerzbank

XTRA:CBK

€18.2b

ProCredit Holding

XTRA:PCZ

€450.0m

Merkur PrivatBank KgaA

XTRA:MBK

€107.3m

KBC Group

ENXTBR:KBC

€27.2b

Price History & Performance

Summary of all time highs, changes and price drops for Skandinaviska Enskilda Banken
Historical stock prices
Current Share Price	SEK 13.02
52 Week High	SEK 14.24
52 Week Low	SEK 11.02
Beta	0.73
11 Month Change	-0.42%
3 Month Change	-3.48%
1 Year Change	17.72%
33 Year Change	3.37%
5 Year Change	67.70%
Change since IPO	-17.30%

Recent updates

Shareholder Returns

	SEBA	DE Banks	DE Market
7D	0.5%	-2.2%	-0.02%
1Y	17.7%	20.1%	8.2%

Return vs Industry: SEBA underperformed the German Banks industry which returned 20.1% over the past year.

Return vs Market: SEBA exceeded the German Market which returned 8.2% over the past year.

Price Volatility

Is SEBA's price volatile compared to industry and market?
SEBA volatility
SEBA Average Weekly Movement	3.0%
Banks Industry Average Movement	3.0%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	10.9%
10% least volatile stocks in DE Market	2.3%

Stable Share Price: SEBA has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: SEBA's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1856	18,975	Johan Torgeby	sebgroup.com

Skandinaviska Enskilda Banken AB (publ) provides corporate, retail, investment, and private banking services. The company operates through Large Corporates & Financial Institutions, Corporate & Private Customers, Private Wealth Management & Family Office, Baltic, Life, and Investment Management divisions. It offers treasury advisory services; factoring and receivable, trade, and export financing; markets and trading, such as equities, fixed income, commodities, and foreign exchange; financial services, including investment, financing, and ownership; and shipping and real estate finance.

Skandinaviska Enskilda Banken AB (publ) Fundamentals Summary

How do Skandinaviska Enskilda Banken's earnings and revenue compare to its market cap?
SEBA fundamental statistics
Market cap	€26.72b
Earnings (TTM)	€3.20b
Revenue (TTM)	€7.03b

8.4x

P/E Ratio

1.4x

P/B Ratio

Is SEBA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SEBA income statement (TTM)
Revenue	SEK 80.87b
Cost of Revenue	SEK 0
Gross Profit	SEK 80.87b
Other Expenses	SEK 44.12b
Earnings	SEK 36.75b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 29, 2025

Earnings per share (EPS)	18.04
Gross Margin	100.00%
Net Profit Margin	45.44%
Debt/Equity Ratio	507.3%

How did SEBA perform over the long term?

See historical performance and comparison

Dividends

5.6%

Current Dividend Yield

48%

Payout Ratio

SEBA Stock Overview

Rewards

Risk Analysis

Skandinaviska Enskilda Banken AB (publ) Competitors

XTRA:CBK

€18.2b

XTRA:PCZ

€450.0m

XTRA:MBK

€107.3m

ENXTBR:KBC

€27.2b

Price History & Performance

Recent News & Updates

Skandinaviska Enskilda Banken AB (publ) to Report Fiscal Year 2024 Results on Jan 29, 2025

SEB Appoints Christoffer Malmer as Member of the Group Executive Committee, Effective October 01, 2024

Masih Yazdi to Leave SEB as Chief Financial Officer

SEB S.A. Develops Divisional Structure by Consolidating Wealth and Asset Management Operations into One Division

Second quarter 2024 earnings released: EPS: kr4.58 (vs kr4.65 in 2Q 2023)

First quarter 2024 earnings released: EPS: kr4.60 (vs kr4.45 in 1Q 2023)

Recent updates

Skandinaviska Enskilda Banken AB (publ) to Report Fiscal Year 2024 Results on Jan 29, 2025

SEB Appoints Christoffer Malmer as Member of the Group Executive Committee, Effective October 01, 2024

Masih Yazdi to Leave SEB as Chief Financial Officer

SEB S.A. Develops Divisional Structure by Consolidating Wealth and Asset Management Operations into One Division

Second quarter 2024 earnings released: EPS: kr4.58 (vs kr4.65 in 2Q 2023)

First quarter 2024 earnings released: EPS: kr4.60 (vs kr4.45 in 1Q 2023)

Skandinaviska Enskilda Banken AB (publ) Approves Ordinary Dividend Per A-Share and C-Share

Upcoming dividend of kr11.50 per share

Full year 2023 earnings released: EPS: kr18.20 (vs kr12.58 in FY 2022)

Full year 2023 earnings released: EPS: kr18.20 (vs kr12.63 in FY 2022)

Skandinaviska Enskilda Banken AB (publ) Proposes an Ordinary Dividend

Skandinaviska Enskilda Banken AB (publ) Proposes an Ordinary Dividend

Skandinaviska Enskilda Banken AB (publ) to Report Q2, 2024 Results on Jul 16, 2024

Skandinaviska Enskilda Banken AB (publ) to Report Fiscal Year 2023 Results on Jan 25, 2024

T-C Storage HoldCo AB completed the acquisition of Self Storage Group ASA (OB:SSG) from group of sellers.

T-C Storage HoldCo AB completed the acquisition of Self Storage Group ASA (OB:SSG) from group of sellers.

Third quarter 2023 earnings released

Yubico AB completed the acquisition of ACQ Bure AB (publ) (OM:ACQ SPAC) from Bure Equity AB (publ) (OM:BURE), Skandinaviska Enskilda Banken AB (publ) (OM:SEB A), AMF Fonder AB, AP Fonden 4, Lannebo Fonder AB, AMF Tjänstepension AB, SEB-stiftelsen and others.

Skandinaviska Enskilda Banken AB (publ), Annual General Meeting, Mar 19, 2024

Skandinaviska Enskilda Banken AB (publ), Annual General Meeting, Mar 19, 2024

Funds managed by Marlin Equity Partners, LLC and Altor Fund III LP and Altor Fund V AB of Altor Fund Manager AB completed the acquisition of Meltwater N.V. (OB:MWTR) from a group of shareholders.

New major risk - Revenue and earnings growth

Second quarter 2023 earnings released

Independent Director recently bought €69k worth of stock

Upcoming dividend of kr6.75 per share at 6.1% yield

Full year 2022 earnings released: EPS: kr12.63 (vs kr11.75 in FY 2021)

Skandinaviska Enskilda Banken AB (publ) Proposes Ordinary Dividend of A and C Share for 2022, Payable on 13 April 2023

Full year 2022 earnings released

Skandinaviska Enskilda Banken AB (publ) to Report Fiscal Year 2022 Final Results on Mar 01, 2023

Skandinaviska Enskilda Banken AB (Publ) Announces Executive Changes

Skandinaviska Enskilda Banken AB (Publ) Announces Executive Changes

Third quarter 2022 earnings released: EPS: kr3.43 (vs kr3.06 in 3Q 2021)

Skandinaviska Enskilda Banken AB (publ) to Report Nine Months, 2023 Results on Oct 25, 2023

Skandinaviska Enskilda Banken AB (publ), Annual General Meeting, Apr 04, 2023

Now 21% undervalued

Second quarter 2022 earnings released: EPS: kr2.73 (vs kr3.04 in 2Q 2021)

Triton Smaller Mid-Cap Fund II SCSp managed by Triton acquired an unknown majority stake in Esperi Care Oy from Danske Bank A/S (CPSE:DANSKE), Skandinaviska Enskilda Banken AB (publ) (OM:SEB A) and Ilmarinen Mutual Pension Insurance Company.

Independent Director recently bought €96k worth of stock

Now 23% undervalued after recent price drop

First quarter 2022 earnings released: EPS: kr2.98 (vs kr2.78 in 1Q 2021)

Upcoming dividend of kr6.00 per share

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Now 22% undervalued after recent price drop

Skandinaviska Enskilda Banken AB (Publ) Proposes Ordinary Dividend of A and C Share for 2021

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Fastighets AB Balder (publ) (OM:BALD B) intends to make an offer to acquire remaining 66.33% stake in Entra ASA (OB:ENTRA) from a group of shareholders for approximately NOK 870 million

Upcoming dividend of kr4.10 per share

Third quarter 2021 earnings released

Chief Economist Robert Bergqvist has left the company

Chief Economist Robert Bergqvist has left the company

Insider recently sold €98k worth of stock

Second quarter 2021 earnings released: EPS kr3.04 (vs kr1.62 in 2Q 2020)

Chief Risk Officer has left the company

Insider recently sold €406k worth of stock

First quarter 2021 earnings released: EPS kr2.78 (vs kr1.09 in 1Q 2020)

Employee Representative Director has left the company

Upcoming dividend of kr4.40 per share

Skandinaviska Enskilda Banken AB (publ) Announces Changes in Executive Committee

Full year 2020 earnings released: EPS kr7.28 (vs kr9.33 in FY 2019)