Dah Sing Banking Group Balance Sheet Health
Financial Health criteria checks 5/6
Dah Sing Banking Group has total assets of HK$262.4B and total equity of HK$33.6B. Total deposits are HK$214.6B, and total loans are HK$141.9B earning a Net Interest Margin of 2%. It has insufficient allowance for bad loans, which are currently at 1.9% of total loans. Cash and short-term investments are HK$25.5B.
Key information
7.8x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | HK$214.63b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.9% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | HK$25.52b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RY2's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: RY2 has a low allowance for bad loans (43%).
Low Risk Liabilities: 94% of RY2's liabilities are made up of primarily low risk sources of funding.
Loan Level: RY2 has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: RY2's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: RY2 has an appropriate level of bad loans (1.9%).