QG1 Stock Overview

Provides banking and financial products and services to small and micro enterprises in the People’s Republic of China. More details

QG1 fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	4/6
Financial Health	6/6
Dividends	2/6

Rewards

Earnings grew by 9.6% over the past year

Risk Analysis

Shares are highly illiquid

Community vs My Fair Value

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Yibin City Commercial Bank Co., Ltd Competitors

Price History & Performance

Summary of share price highs, lows and changes for Yibin City Commercial Bank
Historical stock prices
Current Share Price	HK$0.27
52 Week High	HK$0.29
52 Week Low	HK$0.26
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-8.67%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	QG1	DE Banks	DE Market
7D	-1.4%	3.3%	0.8%
1Y	n/a	30.0%	14.6%

Return vs Industry: Insufficient data to determine how QG1 performed against the German Banks industry.

Return vs Market: Insufficient data to determine how QG1 performed against the German Market.

Price Volatility

Is QG1's price volatile compared to industry and market?
QG1 volatility
QG1 Average Weekly Movement	n/a
Banks Industry Average Movement	4.7%
Market Average Movement	6.6%
10% most volatile stocks in DE Market	12.7%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: QG1's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine QG1's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2006	1,125	n/a	www.ybccb.com

Yibin City Commercial Bank Co., Ltd provides banking and financial products and services to small and micro enterprises in the People’s Republic of China. Its deposit products include current, regular, personal and corporate notice, agreement, confirmation deposits, and fixed deposits; and fixed-term, regular, and education savings. The company also offers credit, housing, housing renovation, fixed assets, working capital, small and micro, rural revitalization, micro and personal business, and self-employed loans.

Yibin City Commercial Bank Co., Ltd Fundamentals Summary

How do Yibin City Commercial Bank's earnings and revenue compare to its market cap?
QG1 fundamental statistics
Market cap	€1.40b
Earnings (TTM)	€63.88m
Revenue (TTM)	€160.70m

21.8x

P/E Ratio

1.2x

P/B Ratio

Is QG1 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
QG1 income statement (TTM)
Revenue	CN¥1.29b
Cost of Revenue	CN¥0
Gross Profit	CN¥1.29b
Other Expenses	CN¥778.23m
Earnings	CN¥513.43m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.11
Gross Margin	100.00%
Net Profit Margin	39.75%
Debt/Equity Ratio	136.6%

How did QG1 perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

38%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/18 01:46
End of Day Share Price	2025/05/16 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yibin City Commercial Bank Co., Ltd is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.