Pinnacle Financial Partners, Inc.

DB:PFZ Stock Report

Market Cap: €7.5b

Pinnacle Financial Partners Past Earnings Performance

Past criteria checks 2/6

Pinnacle Financial Partners has been growing earnings at an average annual rate of 8.5%, while the Banks industry saw earnings growing at 16% annually. Revenues have been growing at an average rate of 12.4% per year. Pinnacle Financial Partners's return on equity is 6.6%, and it has net margins of 26%.

Key information

8.5%

Earnings growth rate

8.5%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate12.4%
Return on equity6.6%
Net Margin26.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Pinnacle Financial Partners makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:PFZ Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,5514047880
30 Jun 241,4913897520
31 Mar 241,6125347260
31 Dec 231,6025477060
30 Sep 231,5995906960
30 Jun 231,6016066860
31 Mar 231,5205546720
31 Dec 221,4775466510
30 Sep 221,4375416210
30 Jun 221,3925295970
31 Mar 221,3445165760
31 Dec 211,3125125520
30 Sep 211,2704895290
30 Jun 211,2134645040
31 Mar 211,0803984650
31 Dec 209363054410
30 Sep 208902944290
30 Jun 208792974240
31 Mar 209373354280
31 Dec 191,0044014190
30 Sep 199934004090
30 Jun 199553833920
31 Mar 199223703740
31 Dec 189033593650
30 Sep 188702913500
30 Jun 188472623420
31 Mar 187612183120
31 Dec 176651742780
30 Sep 175771832440
30 Jun 174801512070
31 Mar 174471391950
31 Dec 164281271860
30 Sep 164031181780
30 Jun 163721101670
31 Mar 163401021530
31 Dec 15314961410
30 Sep 15284871300
30 Jun 15264811240
31 Mar 15253761210
31 Dec 14242701190
30 Sep 14235671170
30 Jun 14228641150
31 Mar 14221611130
31 Dec 13215581100

Quality Earnings: PFZ has high quality earnings.

Growing Profit Margin: PFZ's current net profit margins (26%) are lower than last year (36.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PFZ's earnings have grown by 8.5% per year over the past 5 years.

Accelerating Growth: PFZ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PFZ had negative earnings growth (-31.6%) over the past year, making it difficult to compare to the Banks industry average (19.4%).


Return on Equity

High ROE: PFZ's Return on Equity (6.6%) is considered low.


Return on Assets


Return on Capital Employed


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