Pinnacle Financial Partners Balance Sheet Health
Financial Health criteria checks 6/6
Pinnacle Financial Partners has total assets of $50.7B and total equity of $6.3B. Total deposits are $41.0B, and total loans are $33.9B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.7B.
Key information
8x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$40.95b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PFZ's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: PFZ has a sufficient allowance for bad loans (328%).
Low Risk Liabilities: 92% of PFZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: PFZ has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: PFZ's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: PFZ has an appropriate level of bad loans (0.3%).