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OP3 logo

OP Bancorp DB:OP3 Stock Report

Last Price

€12.00

Market Cap

€227.4m

7D

-8.4%

1Y

21.8%

Updated

23 Dec, 2024

Data

Company Financials +

OP3 Stock Overview

Operates as the bank holding company for Open Bank that provides banking products and services in California. More details

OP3 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

OP Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for OP Bancorp
Historical stock prices
Current Share PriceUS$12.00
52 Week HighUS$18.80
52 Week LowUS$8.25
Beta0.63
1 Month Change-21.05%
3 Month Change7.14%
1 Year Change21.83%
3 Year Change10.09%
5 Year Changen/a
Change since IPO130.77%

Recent News & Updates

Recent updates

Shareholder Returns

OP3DE BanksDE Market
7D-8.4%-1.8%-2.0%
1Y21.8%19.4%6.8%

Return vs Industry: OP3 exceeded the German Banks industry which returned 19.1% over the past year.

Return vs Market: OP3 exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is OP3's price volatile compared to industry and market?
OP3 volatility
OP3 Average Weekly Movement11.0%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.4%
10% least volatile stocks in DE Market2.4%

Stable Share Price: OP3's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: OP3's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
2005222Min Kimwww.myopenbank.com

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice.

OP Bancorp Fundamentals Summary

How do OP Bancorp's earnings and revenue compare to its market cap?
OP3 fundamental statistics
Market cap€227.44m
Earnings (TTM)€20.06m
Revenue (TTM)€75.68m

11.2x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OP3 income statement (TTM)
RevenueUS$78.76m
Cost of RevenueUS$0
Gross ProfitUS$78.76m
Other ExpensesUS$57.88m
EarningsUS$20.88m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.41
Gross Margin100.00%
Net Profit Margin26.51%
Debt/Equity Ratio37.6%

How did OP3 perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

34%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 13:19
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

OP Bancorp is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Christopher McGrattyKeefe, Bruyette, & Woods