OP3 Stock Overview
Operates as the bank holding company for Open Bank that provides banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for OP3 from our risk checks.
Community vs My Fair Value
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OP Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$11.30 |
| 52 Week High | US$18.80 |
| 52 Week Low | US$8.40 |
| Beta | 0.63 |
| 1 Month Change | 16.49% |
| 3 Month Change | -13.74% |
| 1 Year Change | 27.68% |
| 3 Year Change | -2.59% |
| 5 Year Change | n/a |
| Change since IPO | 117.31% |
Recent News & Updates
Recent updates
Shareholder Returns
| OP3 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 7.6% | 1.1% | 3.4% |
| 1Y | 27.7% | 26.6% | 15.0% |
Return vs Industry: OP3 exceeded the German Banks industry which returned 26.6% over the past year.
Return vs Market: OP3 exceeded the German Market which returned 14.4% over the past year.
Price Volatility
| OP3 volatility | |
|---|---|
| OP3 Average Weekly Movement | 7.5% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in DE Market | 12.9% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: OP3 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: OP3's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 231 | Min Kim | www.myopenbank.com |
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice.
OP Bancorp Fundamentals Summary
| OP3 fundamental statistics | |
|---|---|
| Market cap | €173.41m |
| Earnings (TTM) | €18.58m |
| Revenue (TTM) | €71.88m |
9.2x
P/E Ratio0.9x
P/B RatioIs OP3 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OP3 income statement (TTM) | |
|---|---|
| Revenue | US$81.36m |
| Cost of Revenue | US$0 |
| Gross Profit | US$81.36m |
| Other Expenses | US$60.33m |
| Earnings | US$21.03m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.41 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.85% |
| Debt/Equity Ratio | 35.7% |
How did OP3 perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield34%
Payout RatioDoes OP3 pay a reliable dividends?
See OP3 dividend history and benchmarks| OP Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | May 08 2025 |
| Dividend Pay Date | May 22 2025 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 15 days |
Does OP3 pay a reliable dividends?
See OP3 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/05 18:33 |
| End of Day Share Price | 2025/05/05 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
OP Bancorp is covered by 4 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |