OP3 Stock Overview
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
OP Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$8.80 |
| 52 Week High | US$10.40 |
| 52 Week Low | US$6.80 |
| Beta | 0.60 |
| 1 Month Change | -1.68% |
| 3 Month Change | -9.74% |
| 1 Year Change | 18.92% |
| 3 Year Change | -1.68% |
| 5 Year Change | n/a |
| Change since IPO | 69.23% |
Recent News & Updates
Recent updates
Shareholder Returns
| OP3 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 1.7% | -0.5% | -1.0% |
| 1Y | 18.9% | 29.7% | 2.0% |
Return vs Industry: OP3 underperformed the German Banks industry which returned 33.3% over the past year.
Return vs Market: OP3 exceeded the German Market which returned 2.5% over the past year.
Price Volatility
| OP3 volatility | |
|---|---|
| OP3 Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 10.3% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: OP3 has not had significant price volatility in the past 3 months.
Volatility Over Time: OP3's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 222 | Min Kim | www.myopenbank.com |
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services in California. It offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. The company also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice.
OP Bancorp Fundamentals Summary
| OP3 fundamental statistics | |
|---|---|
| Market cap | €133.47m |
| Earnings (TTM) | €19.63m |
| Revenue (TTM) | €72.56m |
6.9x
P/E Ratio0.7x
P/B RatioIs OP3 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OP3 income statement (TTM) | |
|---|---|
| Revenue | US$78.11m |
| Cost of Revenue | US$0 |
| Gross Profit | US$78.11m |
| Other Expenses | US$56.98m |
| Earnings | US$21.13m |
Last Reported Earnings
Mar 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.41 |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.06% |
| Debt/Equity Ratio | 53.9% |
How did OP3 perform over the long term?
See historical performance and comparison