Oma Säästöpankki Oyj Past Earnings Performance
Past criteria checks 5/6
Oma Säästöpankki Oyj has been growing earnings at an average annual rate of 30.7%, while the Banks industry saw earnings growing at 13% annually. Revenues have been growing at an average rate of 23.6% per year. Oma Säästöpankki Oyj's return on equity is 21.1%, and it has net margins of 48.2%.
Key information
30.7%
Earnings growth rate
28.8%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 23.6% |
| Return on equity | 21.1% |
| Net Margin | 48.2% |
| Next Earnings Update | 29 Jul 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Oma Säästöpankki Oyj makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 231 | 111 | 44 | 0 |
| 31 Dec 23 | 229 | 110 | 42 | 0 |
| 30 Sep 23 | 207 | 97 | 38 | 0 |
| 30 Jun 23 | 182 | 79 | 37 | 0 |
| 31 Mar 23 | 154 | 59 | 35 | 0 |
| 31 Dec 22 | 141 | 55 | 35 | 0 |
| 30 Sep 22 | 135 | 54 | 35 | 0 |
| 30 Jun 22 | 128 | 52 | 28 | 0 |
| 31 Mar 22 | 124 | 72 | 31 | 0 |
| 31 Dec 21 | 115 | 66 | 28 | 0 |
| 30 Sep 21 | 108 | 61 | 26 | 0 |
| 30 Jun 21 | 105 | 59 | 30 | 0 |
| 31 Mar 21 | 94 | 34 | 25 | 0 |
| 31 Dec 20 | 89 | 31 | 24 | 0 |
| 30 Sep 20 | 84 | 26 | 26 | 0 |
| 30 Jun 20 | 78 | 22 | 25 | 0 |
| 31 Mar 20 | 77 | 23 | 24 | 0 |
| 31 Dec 19 | 81 | 28 | 24 | 0 |
| 30 Sep 19 | 83 | 27 | 26 | 0 |
| 30 Jun 19 | 83 | 26 | 25 | 0 |
| 31 Mar 19 | 84 | 28 | 25 | 0 |
| 31 Dec 18 | 74 | 20 | 24 | 0 |
| 30 Sep 18 | 77 | 25 | 21 | 0 |
| 30 Jun 18 | 74 | 24 | 20 | 0 |
| 31 Mar 18 | 71 | 22 | 19 | 0 |
| 31 Dec 17 | 71 | 24 | 18 | 0 |
| 30 Sep 17 | 62 | 20 | 17 | 0 |
| 30 Jun 17 | 61 | 19 | 19 | 0 |
| 31 Mar 17 | 59 | 17 | 19 | 0 |
| 31 Dec 16 | 56 | 16 | 19 | 0 |
| 30 Sep 16 | 55 | 16 | 18 | 0 |
| 30 Jun 16 | 54 | 16 | 17 | 0 |
| 31 Mar 16 | 52 | 15 | 17 | 0 |
| 31 Dec 15 | 51 | 15 | 16 | 0 |
Quality Earnings: OM0 has high quality earnings.
Growing Profit Margin: OM0's current net profit margins (48.2%) are higher than last year (38.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OM0's earnings have grown significantly by 30.7% per year over the past 5 years.
Accelerating Growth: OM0's earnings growth over the past year (87.9%) exceeds its 5-year average (30.7% per year).
Earnings vs Industry: OM0 earnings growth over the past year (87.9%) exceeded the Banks industry 26.5%.
Return on Equity
High ROE: Whilst OM0's Return on Equity (21.1%) is high, this metric is skewed due to their high level of debt.