Oma Säästöpankki Oyj Balance Sheet Health
Financial Health criteria checks 4/6
Oma Säästöpankki Oyj has total assets of €7.5B and total equity of €527.4M. Total deposits are €3.7B, and total loans are €6.0B.
Key information
14.3x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €3.68b |
Loan to deposit ratio | High |
Bad loans | 1.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €824.52m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OM0's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: OM0 has a low allowance for bad loans (84%).
Low Risk Liabilities: 52% of OM0's liabilities are made up of primarily low risk sources of funding.
Loan Level: OM0 has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: OM0's Loans to Deposits ratio (163%) is high.
Level of Bad Loans: OM0 has an appropriate level of bad loans (1.1%).