Oma Säästöpankki Oyj Balance Sheet Health
Financial Health criteria checks 3/6
Oma Säästöpankki Oyj has total assets of €7.8B and total equity of €558.0M. Total deposits are €3.9B, and total loans are €6.4B.
Key information
13.9x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €3.92b |
| Loan to deposit ratio | High |
| Bad loans | 2.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €722.50m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OM0's Assets to Equity ratio (13.9x) is moderate.
Allowance for Bad Loans: OM0 has a low allowance for bad loans (80%).
Low Risk Liabilities: 54% of OM0's liabilities are made up of primarily low risk sources of funding.
Loan Level: OM0 has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: OM0's Loans to Deposits ratio (163%) is high.
Level of Bad Loans: OM0 has a high level of bad loans (2.1%).