OFG Bancorp (OFP) Stock Overview
A financial holding company, provides a range of banking and financial services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
OFP Community Fair Values
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OFG Bancorp Competitors
ProCredit Holding
UmweltBank
Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative
Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$34.00 |
| 52 Week High | US$39.20 |
| 52 Week Low | US$30.40 |
| Beta | 0.71 |
| 1 Month Change | -2.86% |
| 3 Month Change | -4.49% |
| 1 Year Change | -7.10% |
| 3 Year Change | 33.86% |
| 5 Year Change | 78.95% |
| Change since IPO | 259.98% |
Recent News & Updates
Recent updates
Shareholder Returns
| OFP | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.2% | -1.8% | -0.6% |
| 1Y | -7.1% | 25.6% | -1.8% |
Return vs Industry: OFP underperformed the German Banks industry which returned 29.5% over the past year.
Return vs Market: OFP underperformed the German Market which returned 0.3% over the past year.
Price Volatility
| OFP volatility | |
|---|---|
| OFP Average Weekly Movement | 4.6% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in DE Market | 14.3% |
| 10% least volatile stocks in DE Market | 2.7% |
Stable Share Price: OFP has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: OFP's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1964 | 2,185 | Jos Fernández | www.ofgbancorp.com/Overview/default.aspx |
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services.
OFG Bancorp Fundamentals Summary
| OFP fundamental statistics | |
|---|---|
| Market cap | €1.46b |
| Earnings (TTM) | €179.57m |
| Revenue (TTM) | €546.25m |
Is OFP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OFP income statement (TTM) | |
|---|---|
| Revenue | US$623.93m |
| Cost of Revenue | US$0 |
| Gross Profit | US$623.93m |
| Other Expenses | US$418.83m |
| Earnings | US$205.10m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.83 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.87% |
| Debt/Equity Ratio | 40.1% |
How did OFP perform over the long term?
See historical performance and comparisonDividends
Does OFP pay a reliable dividends?
See OFP dividend history and benchmarks| OFG Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Mar 31 2026 |
| Dividend Pay Date | Apr 15 2026 |
| Days until Ex dividend | 17 days |
| Days until Dividend pay date | 32 days |
Does OFP pay a reliable dividends?
See OFP dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/13 05:45 |
| End of Day Share Price | 2026/03/13 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
OFG Bancorp is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| Taylor Brodarick | Guggenheim Securities, LLC |
| Brett Rabatin | Hovde Group, LLC |