company background image
OFP logo

OFG Bancorp DB:OFP Stock Report

Last Price

€39.60

Market Cap

€1.8b

7D

-5.3%

1Y

17.2%

Updated

19 Dec, 2024

Data

Company Financials +

My Notes

Capture your thoughts, links and company narrative

OFG Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for OFG Bancorp
Historical stock prices
Current Share PriceUS$39.60
52 Week HighUS$44.60
52 Week LowUS$31.20
Beta1.02
1 Month Change-3.41%
3 Month Change-1.98%
1 Year Change17.16%
3 Year Change70.69%
5 Year Change88.57%
Change since IPO319.27%

Recent News & Updates

Recent updates

Shareholder Returns

OFPDE BanksDE Market
7D-5.3%-1.0%-2.6%
1Y17.2%20.4%7.1%

Return vs Industry: OFP underperformed the German Banks industry which returned 21.4% over the past year.

Return vs Market: OFP exceeded the German Market which returned 8% over the past year.

Price Volatility

Is OFP's price volatile compared to industry and market?
OFP volatility
OFP Average Weekly Movement5.2%
Banks Industry Average Movement3.1%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.6%
10% least volatile stocks in DE Market2.5%

Stable Share Price: OFP has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: OFP's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19642,236Jos Fernándezwww.ofgbancorp.com

OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, and individual retirement accounts; certificate of deposits, as well as time deposit products; commercial, consumer, auto leasing, and mortgage lending services; credit cards; cash management; financial planning and insurance services; and corporate and individual trust, and retirement services.

OFG Bancorp Fundamentals Summary

How do OFG Bancorp's earnings and revenue compare to its market cap?
OFP fundamental statistics
Market cap€1.82b
Earnings (TTM)€187.52m
Revenue (TTM)€616.76m

9.7x

P/E Ratio

1.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OFP income statement (TTM)
RevenueUS$639.46m
Cost of RevenueUS$0
Gross ProfitUS$639.46m
Other ExpensesUS$445.04m
EarningsUS$194.42m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)4.24
Gross Margin100.00%
Net Profit Margin30.40%
Debt/Equity Ratio20.5%

How did OFP perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

23%

Payout Ratio

Does OFP pay a reliable dividends?

See OFP dividend history and benchmarks
When do you need to buy OFP by to receive an upcoming dividend?
OFG Bancorp dividend dates
Ex Dividend DateDec 31 2024
Dividend Pay DateJan 15 2025
Days until Ex dividend11 days
Days until Dividend pay date26 days

Does OFP pay a reliable dividends?

See OFP dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 08:36
End of Day Share Price 2024/12/19 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

OFG Bancorp is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
Brett ScheinerFBR Capital Markets & Co.
Taylor BrodarickGuggenheim Securities, LLC