NVPB Stock Overview

Provides various commercial banking products and services. More details

NVPB fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	2/6
Past Performance	5/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 59.7% below our estimate of its fair value

Earnings are forecast to grow 4.18% per year

Earnings grew by 19.8% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Krung Thai Bank Public Company Limited Competitors

Commerzbank

XTRA:CBK

€22.1b

ProCredit Holding

XTRA:PCZ

€518.3m

Merkur PrivatBank KgaA

XTRA:MBK

€114.3m

Bancolombia

BVC:BCOLOMBIA

Col$40.7t

Price History & Performance

Summary of share price highs, lows and changes for Krung Thai Bank
Historical stock prices
Current Share Price	฿0.64
52 Week High	฿0.65
52 Week Low	฿0.36
Beta	0.45
1 Month Change	9.48%
3 Month Change	16.51%
1 Year Change	67.99%
3 Year Change	n/a
5 Year Change	41.11%
Change since IPO	202.38%

Recent updates

Shareholder Returns

	NVPB	DE Banks	DE Market
7D	1.6%	1.2%	1.9%
1Y	68.0%	30.7%	15.1%

Return vs Industry: NVPB exceeded the German Banks industry which returned 30.7% over the past year.

Return vs Market: NVPB exceeded the German Market which returned 15.1% over the past year.

Price Volatility

Is NVPB's price volatile compared to industry and market?
NVPB volatility
NVPB Average Weekly Movement	4.1%
Banks Industry Average Movement	3.1%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.3%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: NVPB has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: NVPB's weekly volatility (4%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1966	n/a	Payong Srivanich	www.krungthai.com

Krung Thai Bank Public Company Limited provides various commercial banking products and services. The company operates through three segments: Retail Banking, Corporate Banking, and Treasury and Investment. It offers various personal banking products and services, including current, savings, and fixed deposit accounts; time and foreign currency deposits; personal and housing loans; debit, travel, cash and top up, and credit cards; investment services; life, health, motor, accident, and non-life insurance products; money transfer, payment and top up, foreign exchange, and overseas education services; and e-banking services.

Krung Thai Bank Public Company Limited Fundamentals Summary

How do Krung Thai Bank's earnings and revenue compare to its market cap?
NVPB fundamental statistics
Market cap	€9.14b
Earnings (TTM)	€1.25b
Revenue (TTM)	€3.66b

7.3x

P/E Ratio

0.7x

P/B Ratio

Is NVPB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NVPB income statement (TTM)
Revenue	฿128.03b
Cost of Revenue	฿0
Gross Profit	฿128.03b
Other Expenses	฿84.18b
Earnings	฿43.86b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	3.14
Gross Margin	100.00%
Net Profit Margin	34.25%
Debt/Equity Ratio	40.6%

How did NVPB perform over the long term?

See historical performance and comparison

Dividends

3.8%

Current Dividend Yield

31%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/02 08:02
End of Day Share Price	2025/01/31 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Krung Thai Bank Public Company Limited is covered by 45 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Usanee Liurut	Asia Plus Securities Company Limited
Wannapa Asavatevavith	BNP Paribas Securities (Asia)
Bay Tuntisrisuk	BofA Global Research