Hope Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Hope Bancorp has total assets of $19.1B and total equity of $2.1B. Total deposits are $14.8B, and total loans are $13.7B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.0B.
Key information
9x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$14.75b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$1.99b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NRB's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: NRB has a sufficient allowance for bad loans (349%).
Low Risk Liabilities: 87% of NRB's liabilities are made up of primarily low risk sources of funding.
Loan Level: NRB has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: NRB's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: NRB has an appropriate level of bad loans (0.3%).