National Bank of Canada Balance Sheet Health
Financial Health criteria checks 5/6
National Bank of Canada has total assets of CA$453.9B and total equity of CA$25.2B. Total deposits are CA$320.6B, and total loans are CA$239.4B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are CA$163.2B.
Key information
18x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | CA$320.59b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | CA$163.16b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBC's Assets to Equity ratio (18x) is moderate.
Allowance for Bad Loans: NBC has a low allowance for bad loans (91%).
Low Risk Liabilities: 75% of NBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBC has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: NBC's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: NBC has an appropriate level of bad loans (0.6%).