MVB Financial Balance Sheet Health
Financial Health criteria checks 5/6
MVB Financial has total assets of $3.4B and total equity of $303.2M. Total deposits are $3.0B, and total loans are $2.1B earning a Net Interest Margin of 4%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are $614.8M.
Key information
11.3x
Asset to equity ratio
4.0%
Net interest margin
| Total deposits | US$3.00b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$614.80m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MV6's Assets to Equity ratio (11.3x) is moderate.
Allowance for Bad Loans: MV6 has a low allowance for bad loans (75%).
Low Risk Liabilities: 96% of MV6's liabilities are made up of primarily low risk sources of funding.
Loan Level: MV6 has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: MV6's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: MV6 has an appropriate level of bad loans (1.3%).