M&T Bank Balance Sheet Health
Financial Health criteria checks 5/6
M&T Bank has total assets of $215.1B and total equity of $27.2B. Total deposits are $167.2B, and total loans are $132.8B earning a Net Interest Margin of 3.8%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are $33.9B.
Key information
7.9x
Asset to equity ratio
3.8%
Net interest margin
Total deposits | US$167.20b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | US$33.94b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MTZ's Assets to Equity ratio (7.9x) is low.
Allowance for Bad Loans: MTZ has a low allowance for bad loans (95%).
Low Risk Liabilities: 89% of MTZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: MTZ has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: MTZ's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: MTZ has an appropriate level of bad loans (1.7%).