M8M logo

CB Financial Services, Inc.DB:M8M Stock Report

Market Cap €157.8m
Share Price
€30.75
€33.64
8.6% undervalued intrinsic discount
1Yn/a
7D4.7%
Portfolio Value
View

CB Financial Services, Inc.

DB:M8M Stock Report

Market Cap: €157.8m

CB Financial Services (M8M) Stock Overview

Operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses. More details

M8M fundamental analysis
Snowflake Score
Valuation2/6
Future Growth5/6
Past Performance2/6
Financial Health6/6
Dividends4/6

M8M Community Fair Values

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CB Financial Services, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CB Financial Services
Historical stock prices
Current Share PriceUS$31.05
52 Week HighUS$31.05
52 Week LowUS$28.90
Beta0.26
1 Month Changen/a
3 Month Changen/a
1 Year Changen/a
3 Year Changen/a
5 Year Changen/a
Change since IPO5.56%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

M8MDE BanksDE Market
7D4.7%5.9%2.5%
1Yn/a49.7%8.8%

Return vs Industry: Insufficient data to determine how M8M performed against the German Banks industry.

Return vs Market: Insufficient data to determine how M8M performed against the German Market.

Price Volatility

Is M8M's price volatile compared to industry and market?
M8M volatility
M8M Average Weekly Movementn/a
Banks Industry Average Movement4.1%
Market Average Movement6.0%
10% most volatile stocks in DE Market13.8%
10% least volatile stocks in DE Market2.7%

Stable Share Price: M8M's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine M8M's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1901172John Montgomerywww.cb.bank

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses. Its primary deposit products include demand deposits, NOW accounts, money market accounts, and savings and checking accounts, as well as time deposit products. The company’s loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties comprising retail facilities, office buildings, and other non-residential buildings, as well as multifamily properties; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans.

CB Financial Services, Inc. Fundamentals Summary

How do CB Financial Services's earnings and revenue compare to its market cap?
M8M fundamental statistics
Market cap€157.84m
Earnings (TTM)€4.17m
Revenue (TTM)€36.51m
37.6x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
M8M income statement (TTM)
RevenueUS$42.94m
Cost of RevenueUS$0
Gross ProfitUS$42.94m
Other ExpensesUS$38.04m
EarningsUS$4.90m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.97
Gross Margin100.00%
Net Profit Margin11.42%
Debt/Equity Ratio22.6%

How did M8M perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
105%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/13 21:39
End of Day Share Price 2026/04/13 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CB Financial Services, Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
null nullD.A. Davidson & Co.
Jacob CivielloD.A. Davidson & Co.