M7X Stock Overview

Operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida. More details

M7X fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	4/6
Past Performance	4/6
Financial Health	4/6
Dividends	2/6

Rewards

Trading at 64.5% below our estimate of its fair value

Earnings are forecast to grow 24.4% per year

Earnings grew by 35.1% over the past year

Risk Analysis

Shares are highly illiquid

Community vs My Fair Value

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Meridian Corporation Competitors

Merkur PrivatBank KgaA

XTRA:MBK

€123.7m

ProCredit Holding

XTRA:PCZ

€636.1m

Ames National

NasdaqCM:ATLO

US$157.6m

BCB Bancorp

NasdaqGM:BCBP

US$145.4m

Price History & Performance

Summary of share price highs, lows and changes for Meridian
Historical stock prices
Current Share Price	US$10.62
52 Week High	US$10.62
52 Week Low	US$9.75
Beta	0.70
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	8.28%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	M7X	DE Banks	DE Market
7D	n/a	5.0%	1.4%
1Y	n/a	30.1%	12.6%

Return vs Industry: Insufficient data to determine how M7X performed against the German Banks industry.

Return vs Market: Insufficient data to determine how M7X performed against the German Market.

Price Volatility

Is M7X's price volatile compared to industry and market?
M7X volatility
M7X Average Weekly Movement	n/a
Banks Industry Average Movement	4.8%
Market Average Movement	6.5%
10% most volatile stocks in DE Market	12.8%
10% least volatile stocks in DE Market	3.1%

Stable Share Price: M7X's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine M7X's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2004	322	Chris Annas	www.meridianbanker.com

Meridian Corporation operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida. It provides various deposit products, such as demand non-interest and interest bearing, savings, and money market accounts, as well as time deposits. The company also offers commercial and industrial loans, including business lines of credit, term loans, small business lending, lease financing, shared national credits, and other financing; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title insurance and land settlement services.

Meridian Corporation Fundamentals Summary

How do Meridian's earnings and revenue compare to its market cap?
M7X fundamental statistics
Market cap	€141.89m
Earnings (TTM)	€14.39m
Revenue (TTM)	€90.52m

9.8x

P/E Ratio

0.9x

P/B Ratio

Is M7X overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
M7X income statement (TTM)
Revenue	US$101.10m
Cost of Revenue	US$0
Gross Profit	US$101.10m
Other Expenses	US$85.03m
Earnings	US$16.07m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	1.44
Gross Margin	100.00%
Net Profit Margin	15.89%
Debt/Equity Ratio	109.3%

How did M7X perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

35%

Payout Ratio

Does M7X pay a reliable dividends?

See M7X dividend history and benchmarks

When do you need to buy M7X by to receive an upcoming dividend?
Meridian dividend dates
Ex Dividend Date	May 12 2025
Dividend Pay Date	May 19 2025
Days until Ex dividend	4 days
Days until Dividend pay date	3 days

Does M7X pay a reliable dividends?

See M7X dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/14 19:42
End of Day Share Price	2025/05/14 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Meridian Corporation is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Manuel Navas	D.A. Davidson & Co.
Frank Schiraldi	Piper Sandler Companies