TBC Bank Group Past Earnings Performance

Past criteria checks 3/6

TBC Bank Group has been growing earnings at an average annual rate of 23.9%, while the Banks industry saw earnings growing at 16% annually. Revenues have been growing at an average rate of 22.6% per year. TBC Bank Group's return on equity is 24%, and it has net margins of 50.5%.

Key information

23.9%

Earnings growth rate

22.7%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate22.6%
Return on equity24.0%
Net Margin50.5%
Next Earnings Update06 Nov 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How TBC Bank Group makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

DB:LR6 Revenue, expenses and earnings (GEL Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 242,3821,2049420
31 Mar 242,2901,1688890
31 Dec 232,1961,1248420
30 Sep 232,1741,0547910
30 Jun 232,1471,0747470
31 Mar 232,0201,0197070
31 Dec 221,9409956760
30 Sep 221,7579746350
30 Jun 221,5888605930
31 Mar 221,5858745640
31 Dec 211,4808015350
30 Sep 211,3327035020
30 Jun 211,2366494860
31 Mar 211,0495264420
31 Dec 208013184260
30 Sep 208653784300
30 Jun 208423524300
31 Mar 208453474460
31 Dec 191,0385384400
30 Sep 191,0035084420
30 Jun 199784904310
31 Mar 199614734140
31 Dec 189254354000
30 Sep 188614003810
30 Jun 188113793690
31 Mar 187693553600
31 Dec 177523543520
30 Sep 177523473520
30 Jun 177193313250
31 Mar 176823353130
31 Dec 166282982950
30 Sep 165762752690
30 Jun 165482562640
31 Mar 165282292540
31 Dec 155002162420
30 Sep 154631902360
30 Jun 154521852280
31 Mar 154251662190
31 Dec 144081562170
30 Sep 143791522040
30 Jun 143581401990
31 Mar 143601382000
31 Dec 133391221940

Quality Earnings: LR6 has high quality earnings.

Growing Profit Margin: LR6's current net profit margins (50.5%) are higher than last year (50%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: LR6's earnings have grown significantly by 23.9% per year over the past 5 years.

Accelerating Growth: LR6's earnings growth over the past year (12.1%) is below its 5-year average (23.9% per year).

Earnings vs Industry: LR6 earnings growth over the past year (12.1%) did not outperform the Banks industry 16.7%.


Return on Equity

High ROE: Whilst LR6's Return on Equity (23.97%) is high, this metric is skewed due to their high level of debt.


Return on Assets


Return on Capital Employed


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